Personal debt is at epidemic levels in Australia and more people than ever are struggling with financial hardship. It's little wonder then that millions of Australians have black marks on their credit records.
It’s easy for defaults to be listed on your credit file. Taking too long to pay your telephone or utility bills, as well as missed payments on credit cards and personal loans are prime ways to attract a default listing. This can lead to you having a bad credit rating.
The implications of a bad credit record can be far-reaching, but a damaged credit record can be improved with time. We can help you pay your debts off correctly so that you avoid further defaults or missed payments.
The good news is, we can help you get back in control so that you don't fall behind in payments again.