A Budgeting App to Plan 12 Months Ahead

More than a budget app, MyBudget gives clients real support to stay on top of bills, debt and savings.

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MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget offers personalized budgeting help and financial coaching to Australians seeking debt relief and control over their money.

More Than a Budgeting App

Most budgeting apps help you track money. MyBudget helps you put a plan into action, with real support when life changes.


See how MyBudget works

MyBudget app showing a 12-month budget forecast, estimated closing balance and budget health score to help Australians plan ahead with confidence.

Plan 12 Months Ahead

The MyBudget app shows upcoming bills, projected balances and future cash flow, so you can make confident decisions today.

  • See your budget 12 months ahead
  • View future account balances
  • Know what’s safe to spend
The MyBudget app demonstrating flexible budget planning and debt management features for Australians to reach financial goals.

Flexible Budgeting

Life changes. Your personalised budget can too, helping you manage unexpected expenses and stay on track with your goals.

  • Adjust your budget as life changes
  • Stay on top of unexpected expenses
  • Stay on track towards your financial goals

Each week, we watched our bills getting paid and savings start to build.
Megan & Creagh | MyBudget clients


Read their story

The MyBudget app provides simple, easy-to-use budgeting help and automated debt management for Australians.

Everything You Need In One Budgeting App

Your budget, bills, savings and spending are all in one place, with MyBudget helping you stay organised and in control.

  • Upload bills directly in the app
  • Have bills scheduled and paid
  • See your progress at a glance

9 in 10 MyBudget clients reported feeling less financially stressed

Source: MyBudget 2026 client survey, 741 respondents.

Budgeting Technology Backed By Real People

Unlike most DIY budgeting apps, MyBudget pairs smart technology with caring Money Coaches, so you can work towards your goals with real support behind you.

  • A personalised plan built around your priorities
  • Practical support when your circumstances change
  • Clear next steps to help keep you on track

MyBudget App vs DIY Budgeting Apps

Most budgeting apps help you see what’s happened. MyBudget helps you look ahead, with 12-month visibility, bills managed for you and real support when life changes.

MyBudgetDIY budgeting apps
See 12 months aheadOften show past and current spending
Support from caring Money CoachesTypically self-managed
Bills scheduled and paid for youYou usually organise bills and payments
Adjust your budget with support when life changesYou generally update your budget yourself

MyBudget May Be Right For You If

  • Apps or spreadsheets haven’t worked
  • You want to see 12 months ahead
  • You want your money in one place
  • You want support when life changes

Budgeting App FAQs

Can’t find what you’re looking for?
More FAQs….

  • Yes. The MyBudget app is part of the MyBudget service and is available to clients once their account is set up. It works alongside your personalised budget and ongoing support.

  • The MyBudget app goes beyond tracking. Most DIY budgeting apps are self-managed tools that show spending after it happens. MyBudget clients can see upcoming bills and projected balances 12 months ahead, have bills scheduled and paid, and get caring Money Coach support to adjust their budget when life changes.

  • Yes. Unlike apps that only show past and current spending, MyBudget gives clients a personalised 12-month view of upcoming bills, projected balances and future cash flow. See what your money needs to cover before it arrives, make decisions with more confidence and stay on track with your goals.

  • Yes. Clients can upload bills and important documents directly through the MyBudget app, helping keep the information needed for their personalised budget in one place. This makes it easier for MyBudget to review changes, schedule upcoming bills and help keep your plan up to date.

  • Your MyBudget team can review and adjust your plan where possible, so you can clearly see the impact on upcoming bills, balances and spending. Let us know through the budget app, by phone or email when life changes, whether your income shifts or a new expense comes up.

  • The MyBudget budgeting app is available on both iOS and Android smartphones. You can download it from the Apple App Store or Google Play once your MyBudget account is active. The app is optimised for mobile, making it easy to track your budget wherever you are.