Your free Christmas budget template

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We’ll also email you occasional free budgeting and money tips.

For 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

A free download to remove festive season stress!

Christmas is one of the most expensive times of the year for families and it’s easy to spend a little more than you expected. MyBudget will help you enjoy an affordable, stress-free festive season.
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Create a saving goal
We’ll help you start planning weeks out, so that you can set aside as much as you need for gifts and expenses.
Plan your gift list
We’ll help you to make your gift list and check it twice, for everyone, regardless of how naughty or nice.
christmas budget calculator
Consider all expenses
There’s always a few unexpected things that pop up over Christmas, so we’ll help you plan for the unexpected and set aside a small contingency.
 save money on your electricity bill checklist
Tammy Barton | Founder and Director

The MyBudget difference

  • Get a fully customised budget plan designed to help you live the life you want
  • Sit back and relax while we do all the work that keeps your budget on track
  • Saving money is easier with the support of money experts and an automated system
  • Get ahead and stay ahead with access to free money management tools and resources.

Personal budgeting FAQs

What budgeting services and solutions does MyBudget offer?

We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.

What makes MyBudget different?

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds. During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Does MyBudget provide financial advice?

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.

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