MyBudget

MyBudget is a trusted personal budgeting service that helps you organise your money, pay bills on time, reduce debt, build savings and achieve your financial goals. We combine expert Money Coaches with a personalised budget and 12-month financial plan to help you stay in control of your money and plan confidently for the future. Backed by over 25 years of experience helping more than 130,000 Australians, our service is available throughout Australia and New Zealand, helping you live life free from money worries.

Your first MyBudget appointment is completely free. If you choose to join, your fee depends on the complexity of your financial situation and the level of support you need. We’ll explain all costs upfront, so you can decide whether our service is right for you. There are no long-term lock-in contracts, and your personalised budget plan is yours to keep. Learn more about how much MyBudget costs.

Your free MyBudget appointment is a relaxed conversation with an expert Money Coach about your income, expenses, debts, bills and financial goals. Together, we’ll create a personalised budget and show you a 12-month financial plan so you can see what’s coming, what you can afford and how to reduce debt while building savings. Learn more about How MyBudget Works.

MyBudget appointments are held virtually, over the phone or in person at our Adelaide and Perth offices. This makes professional budgeting support accessible across Australia while giving local clients the option to meet face to face. Appointments are private and confidential, and our team will help arrange an available format and time that suits your circumstances. Book your free appointment.

Many people qualify for MyBudget services if they have a regular income paid into an Australian bank account and meet our eligibility requirements. During your free appointment, we’ll review your financial situation and explain whether our service is the right fit for your circumstances. If you’re looking to reduce debt, build savings or get better control of your money.

Yes. You can access your money whenever you need to and remain fully in control of your finances. Your personalised budget is flexible, so you can request updates as your circumstances change. Through the MyBudget client app, you can track your spending, upcoming bills and 12-month budgeting plan, while transfers between your MyBudget account and personal bank account are fast and straightforward. Our personal budgeting service helps you manage your money with confidence and live life free from money worries.

No. MyBudget provides personal budgeting, debt help and money management services, not financial product or investment advice. We specialise in personalised budgeting, cash flow management, debt reduction strategies and savings plans that help reduce money stress and support your financial goals. We do not recommend specific financial products, investments, superannuation or insurance. If you need investment or specialised financial planning advice, speak with a licensed financial adviser while MyBudget supports your budget, debt management and savings plan.