Live your life free from money worries

  • Pay your bills on time
  • Reduce debt
  • Create savings.

Get started with a FREE tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time

financial wellness program
Tammy Barton | Founder and Director

Our purpose

financial wellness program
Our purpose is to help Australians live a life free from money worries. We work with clients in a respectful and caring way to help them achieve their financial goals.


What is MyBudget?
MyBudget is considered one of Australia’s most trusted budgeting, debt solutions, and money management service companies. We’ve been helping people get out of debt, save and manage their money since 1999. Our state-of-the-art budgeting system and tailored money management services take the time and worry out of having to manage your finances.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How are MyBudget appointments conducted?
The majority of our appointments are conducted virtually or over the phone, which means they can be done in the comfort of your own home or office at a time that is best for you. We do offer face-to-face office appointments for our South Australian clients if preferred.
What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Can I adjust my budget and access my money?
Absolutely. You have complete control and visibility of your finances. When you make a change to your budget, you’ll see your future forecast and payments update in real-time. New or unexpected expenses are easily added to your budget via our desktop or mobile apps or over the phone. Ideally, unexpected expenses will be covered by surplus savings. (We’ll help you develop a savings safety net.) If savings are not available, one of our money experts will help to adjust your budget so that the new expense fits.
It’s your money—you’re always in control—and we’re always here to help. Moving money between your MyBudget and personal accounts is done via bank transfer.

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Don’t just take our word for it

We’re often featured in many trusted sources

Best decision I’ve ever made is using MyBudget. As a family of 5 things get tight and out of hand. I’ve managed to pay off my debt, pay all my bills, buy 2 new cars and take family on several overseas trips including a big trip to Disneyland. I could never have this lifestyle if it wasn’t for MyBudget.

AletaJoined July 2022

MyBudget has done a fantastic job in keeping our finances on track. Being on a pension is hard at the best of times but all our commitments are paid on time and we have no stress. Thank you, MyBudget.

DavidJoined July 2022

Changed our lives and can’t thank MyBudget enough for their wonderful service.

MichelleJoined July 2022

MyBudget has been a great way to help me with my money. They are always so kind and willing to help and truly care about helping their customers. I would recommend this service to ANYONE struggling with their money.

EmilyJoined June 2022
“MyBudget manage everything and I have full control of my money at the same time – win/win!
I have been with MyBudget for nearly 10 years and I wouldn’t dream of changing a thing.”

DianeJoined June 2012