MyBudget Loans

Our caring and innovative lending team makes finding the right lending solution easy.

Pay less, live more

MyBudget Loans knows your financial position better than anyone and are committed to helping you find the best lending solution to meet your needs (and dreams).

Reduce your payments

Request a FREE home loan health check today. Our lending team can review your current mortgage and look for savings by exploring all of your options.

Get into your own home sooner

Our passionate team can help you navigate home buyer schemes. We’ll help you find the right loan and can even assist with your application.

Simplify your debts

Reduce stress and save money by looking at restructuring your debts, including debt consolidation.

Leah | MyBudget team member

Experience the MyBudget Loans difference

Innovative loan solutions – no matter how complex
Caring & stress-free approach – nothing is too difficult
Knowledgeable & passionate team – experts in non-conforming lending for refinancing & home loans.

Clients refinancing with MyBudget Loans save on average $10,000 in repayments per year

*Based on data as of January 2024

How much could you save?

Home loans

We’ll go over and above to guide you through the home loan process, from application to final settlement, and do all the paperwork in between. We can also pre-approve your home or investment loan.

Debt consolidation

Are high-interest debts hurting you? Are you juggling multiple debts? Let our debt consolidation experts make a difference by finding a simpler, money-saving loan for you.

Mortgage refinancing

Are you paying too much for your mortgage? Would you like to release equity in your home? We’ll go the extra mile to help you free up cash and potentially save thousands.

Car loans

Our experienced lending team will help you compare rates, loan features and loan terms. Don’t let a bad credit rating prevent you from talking with us.

Personal loans

Working towards a new car, a wedding or something else? We’ll help you find a competitive interest rate and loan term to suit your personal borrowing needs.

Construction loans

Building or Renovating? A building or construction loan is funded in progressive payments to your builder, so you only pay interest on the amount you borrow as and when each stage of build is completed.

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Don’t just take our word for it

Amazing and friendly service from the team from MyBudget and MyBudget loans. We recently refinanced our home loan and had a great experience!

AbbyJoined Jul 2021

The loans team have been a fabulous support in helping us refinance and get more savings.

AshleighJoined Dec 2018

Michael just saved us $4000 including interest after successfully challenging a lender over their loan process.

GayleJoined Apr 2020

I had a goal and timeframe in mind to clear a loan, I was able to achieve all and above with the services provided.

HayleeJoined Mar 2019

Find the right lending solution for you!

Whether you need help renovating your home, purchasing your first home, or saving money on your current mortgage repayments, MyBudget Loans can help.

Book your FREE 15 minute call with a MyBudget Loans specialist.

Book now

Alternatively, chat to one of our specialists today on

08 8215 7519

Are you a MyBudget Loans client?

Log in to your loan product’s internet banking below

BSB 610-101

BSB 032-813

BSB 032-809

BSB 012-666

BSB 083-545

FBAA accredited member

Target Market Determinations

At MyBudget Loans, we’re passionate about helping you find the best lending solution to meet your needs (and dreams). That’s why we are proud to partner with the below lenders and offer products that are uniquely tailored to the needs of our clients. As a referrer of the below lenders’ financial products, we’re required to make the lenders’ Target Market Determinations (TMD) available for your review, under the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001 (Cth). Their TMDs will outline the likely objectives, financial situation, and needs of the target market for each product they offer. This is to ensure that consumers such as yourself, are at the centre of developing financial products and are matched with a product that suits your individual needs and circumstances. Please note, a TMD is not intended to provide financial advice. When making a decision about a product, make sure you refer to the Terms and Conditions and any supplementary document(s).

You can view each lender’s TMD by clicking the relevant links below.