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  • No home loan brokerage fees – We’re paid by our panel of lenders
  • Discount mortgage rates – Variable and fixed interest options
  • Non-conforming loans – Great or poor credit, we can help
  • Wide range of products – Multiple lenders to choose from

Life improving Loans

Get better terms, reduce your interest and lower your repayments. Get into your own home and out of debt sooner. Whether you need debt consolidation, mortgage refinancing, a personal loan or first home loan, we can help you compare rates and find the best offer.

Less to pay, more to live

We’re committed to helping you live your best life.

Reduce your payments

Request a free home loan health check today. Our lending team can review your current mortgage and look for savings.

Get into your own home sooner

We’ll help you navigate home buyer schemes, as well as find the right loan and help you apply.

Simplify your debts

Reduce stress and save money by letting us compare your debt consolidation and debt restructuring options.

Experience the MyBudget Loans difference

  • We can help borrowers who don’t meet standard lending criteria, including poor credit history
  • We can help you get approved, get ahead and then stay ahead
  • We offer affordable, life-improving loans – if the solution doesn’t fit, we don’t recommend it
  • FREE and exclusive benefits for MyBudget clients

Clients who refinance with MyBudget Loans save around $5,000 per year on average

How much could you save?

Home loans

We’ll guide you through the home loan process, from application to final settlement, and do all the paperwork in between. We can also pre-approve your home or investment loan.

Personal loans

We’ll help you compare secured and unsecured personal loans and help you find the best interest rate and loan term to suit your needs.

Mortgage refinancing

Are you paying too much for your mortgage? Would you like to release equity in your home? We can help you free up cash and potentially save thousands.

Debt consolidation

Are high-interest debts hurting you? Are you juggling multiple debts? Let our debt consolidation experts find a simpler, money-saving loan for you.

Low doc loans

We can help with a low doc loan if you are self-employed or unable to prove your income with payslips or tax returns.

Car loans

Our lending team will help you compare rates, loan features and loan terms. Don’t let a bad credit rating prevent you from talking with us.

First home loans

We can help you get into your first home faster, and help you navigate the schemes and incentives available to first home buyers.

Our clients love us!

“MyBudget has helped me achieve my goal. I was able to transfer my home into my name and refinance to a better rate. I am now planning my next goal to achieve.”


Free yourself from money worries

Are you a MyBudget Loans client?

Log in to your loan product’s internet banking below

BSB 032-813

BSB 610-101

BSB 012-666

BSB 083-545