MyBudget

Live your life free from money worries

We’ll pay your bills on time, reduce your debt and create savings, so you can achieve your financial goals.
Get started with a FREE

tailored budget plan

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For 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

The majority of MyBudget clients pay off 90% of their unsecured debt in just over 3 years.
financial wellness program

Tammy BartonFounder and Director

financial wellness program
I started MyBudget a little over 25 years ago, to help as many people as possible live their lives without having to worry about money. We know that money is inter-connected with almost all parts of our life, and so the way we manage our money has such a big impact on the way our life turns out.

If you want to get ahead, to live your best life, you need a different set of tools. You need a system and the support that helps you plan for the future—to look ahead, not behind you. And so we created a personal budgeting platform that supports Australians to achieve their financial goals with confidence.

Together, we’ll design a tailored budget plan that makes your money go further.
  • We’ll help you understand how to budget effectively
  • Create short and long-term savings plans you can stick to
  • Build emergency savings to prepare you for the unexpected
  • Let us take away your money worries and do the heavy lifting for you.
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Bec & Jarrad | Clients since 2016

We’ll help design a tailored plan that provides you debt relief.
  • Implement practical ways to pay off your debt
  • Rebuild your credit rating by paying your bills on time
  • We’ll do the heavy lifting by talking with your creditors so you don’t have to
  • We do the work that keeps your repayments on track
  • Let us take away your money worries and gain peace of mind.
debt solutions

Megan & Creagh | Clients since 2018

Imagine total financial freedom – got it? Now let’s get you there.

  • Get a tailored budget plan that helps you achieve your financial goals
  • Get out of debt and start saving
  • Have peace on mind knowing your bills are paid on time
  • We do all the heavy lifting so you can focus on living.
debt consolidation

Leah | MyBudget team member

Personal budgeting

Together, we’ll design a tailored budget plan that makes your money go further.

  • We’ll help you understand how to budget effectively
  • Create short and long-term savings plans you can stick to
  • Build emergency savings to prepare you for the unexpected
  • Let us take away your money worries and do the heavy lifting for you.

Debt solutions

We’ll help design a tailored plan that provides you debt relief.
  • Implement practical ways to pay off your debt
  • Rebuild your credit rating by paying your bills on time
  • We’ll do the heavy lifting by talking with your creditors so you don’t have to
  • We do the work that keeps your repayments on track
  • Let us take away your money worries and gain peace of mind.
Total visibility & support

Imagine total financial freedom – got it? Now let’s get you there.

  • Get a tailored budget plan that helps you achieve your financial goals
  • Get out of debt and start saving
  • Have peace on mind knowing your bills are paid on time
  • We do all the heavy lifting so you can focus on living.

How does MyBudget work?

We can manage your budget for you

50 percent off
12 month tailored budget plan
Our dedicated team will get you set up for success with a plan that helps you achieve your goals
 save money on your electricity bill checklist
We do the hard work

All your bills, savings and payments are managed for you. We can even negotiate with creditors

ames australasia
Watch your finances improve
You’ll have access to our app. A great, helpful tool that gives you complete visibility and control of your money.
Don’t just take our word for it

We’re often featured in many trusted sources

Best decision I’ve ever made is using MyBudget. As a family of 5 things get tight and out of hand. I’ve managed to pay off my debt, pay all my bills, buy 2 new cars and take family on several overseas trips including a big trip to Disneyland. I could never have this lifestyle if it wasn’t for MyBudget.

AletaJoined July 2022

Couldn’t live without it! Seriously life changing for the better and I don’t know how we lived without it for so long! The staff are so supportive and helpful and get excited with you! They have helped us achieve so much! This service is a must!

MyBudget clientOctober 2023
MyBudget has done a fantastic job in keeping our finances on track. Being on a pension is hard at the best of times but all our commitments are paid on time and we have no stress. Thank you, MyBudget.

DavidJoined July 2022
Changed our lives and can’t thank MyBudget enough for their wonderful service.

MichelleJoined July 2022
MyBudget has been a great way to help me with my money. They are always so kind and willing to help and truly care about helping their customers. I would recommend this service to ANYONE struggling with their money.

EmilyJoined June 2022
“MyBudget manage everything and I have full control of my money at the same time – win/win! I have been with MyBudget for nearly 10 years and I wouldn’t dream of changing a thing.”

DianeJoined June 2012

MyBudget FAQs

What is MyBudget?

MyBudget is considered one of Australia’s most trusted budgeting, debt solutions, and money management service companies. We’ve been helping people get out of debt, save and manage their money since 1999. Our state-of-the-art budgeting system and tailored money management services take the time and worry out of having to manage your finances.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How are MyBudget appointments conducted?

The majority of our appointments are conducted virtually or over the phone, which means they can be done in the comfort of your own home or office at a time that is best for you. We do offer face-to-face office appointments for our South Australian clients if preferred.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Can I adjust my budget and access my money?

Absolutely. You have complete control and visibility of your finances. When you make a change to your budget, you’ll see your future forecast and payments update in real-time. New or unexpected expenses are easily added to your budget via our desktop or mobile apps or over the phone. Ideally, unexpected expenses will be covered by surplus savings. (We’ll help you develop a savings safety net.) If savings are not available, one of our money experts will help to adjust your budget so that the new expense fits.
It’s your money—you’re always in control—and we’re always here to help. Moving money between your MyBudget and personal accounts is done via bank transfer.

Can’t find what you’re looking for? More FAQs.