MyBudget Australia | Real Support to Achieve Your Money Goals
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Live Life Free From Money Worries

Pay your bills on time, get out of debt & start saving with caring money management, structure and support.

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Free appointment | No long-term, lock-in contracts

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

Live a debt free & stress free life

I want to:

Michelle and Phil, proud MyBudget clients, showing how personal budgeting, debt support and savings planning helped them get back on track.
  • BUDGETING HELP

Working hard, but not getting ahead?

Are you exhausted from living pay to pay? Watching your income disappear on bills with nothing left to show? You’re not alone. We can help you.

  • Stop waiting for payday
  • Pay bills on time
  • See 12-months ahead
  • Start saving money
  • Get financial peace of mind.

Get a tailored personal budget that’s managed for you and breaks the pay to pay cycle giving you financial security.

Find out how
MyBudget clients Megan and Creagh found debt relief after paying off five credit cards in 10 months with personalised debt help and budgeting support in Australia.
  • DEBT SOLUTIONS

Relying on credit? Get debt help

Imagine the relief knowing your bills are paid on time, your repayments are under control and the constant debt pressure is finally easing.

  • Find affordable ways to pay off debt
  • Reduce your reliance on credit
  • Repair your credit rating
  • We’ll talk with your creditors
  • Know when you’ll be debt free.

Get a tailored debt relief plan to break the cycle, reduce stress and take back control of your financial life.

Find out how
MyBudget clients Adam and Erin reviewing their personal budget and debt solutions using the MyBudget app in Australia.
  • SAVINGS HELP

Regain financial control and build savings

Get back on track, know where your money is going and finally feel confident about your future.

  • Get visibility, structure and support
  • See 12-months ahead
  • Stess-free money management
  • Build emergency savings
  • Reach your savings goals.

Our experts create a clear plan to reduce debt, create savings to help you achieve your financial goals.

Find out how

Why choose MyBudget?

MyBudget gives you structured support and visibility of your money helping you achieve your financial goals. The 12-month plan combined with our caring team and custom budgeting technology allows you to stop living pay to pay, reduce debt and create savings.

Visibility & control

Visibility & control

See 12‑months ahead and beyond, giving you clarity, security and confidence. With a realistic forecast of your money, you always know what’s coming, what’s achievable and how every decision supports your goals.

Smart tech & human support

Smart tech & human support

Our budgeting platform manages your bills and forecasts your cash flow. Paired with real Money Coaches who genuinely want to see you succeed, you get structure and support to progress faster with confidence.

Achieve your goals

Achieve your goals

Get clear on what matters. Your Money Coach maps out your long‑term vision, prioritises what’s important and turns it into an achievable plan. We manage day‑to‑day expenses so you can live free from money worries.

We genuinely care

Everyone’s financial situation is different, and that’s why we take the time to understand your needs, your pressures and your goals,  so we can find the right solution for your life.

Our expert team is highly trained in budgeting and debt management, but what truly sets us apart is how much we care about your financial wellbeing.

Together, we’ll map out a clear, achievable plan that helps you move forward faster and feel supported every step of the way.

130000+

People helped

$1000000000+

Managed salaries

We’ve saved our clients $2 million in interest & fees in 2025

How does MyBudget work?

Your financial reset starts here with a clear plan, ongoing support and simple steps to help you get back in control of your money.
See the full process

Charly, a dedicated MyBudget team member, welcoming Australians to discuss personal budgeting and debt solutions.

Chat with a Money Coach

We’ll get to know your financial situation and goals. It’s confidential, and obligation-free.

  • Free appointment
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Tara, a dedicated MyBudget team member, providing financial coaching and debt solutions during a client appointment in Australia.

Create a personal budget

Based on your income and expenses, we analyse your financial situation and design your free tailored personal budget to suit your lifestyle.

  • No long-term, lock-in contracts
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MyBudget clients Adam and Erin and family demonstrating how the tailored budget planning process works for Australians to achieve financial goals.

Live life free from money worries

Your budget is free to keep, or MyBudget can manage it for you. See 12-months ahead, reduce debt, start saving & achieve your financial goals.

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In the media

MyBudget has been featured in leading Australian media and trusted publications.    

FAQs

Can’t find what you’re looking for?
More FAQs…

  • MyBudget is one of Australia’s most trusted budgeting and money-management services. For over 25 years, we’ve helped more than 130,000 Australians create personalised budgets, get out of debt, build savings, and reach their financial goals. We combine expert money coaching with powerful custom technology to organise your expenses, pay bills on time and take the stress out of managing money. MyBudget can help you build a plan that supports your long-term financial wellbeing.

  • Every appointment to set up your personalised budget is completely free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

  • Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

  • We offer flexible appointment options to suit your lifestyle. Most MyBudget appointments are held virtually or over the phone so you can get budgeting help from anywhere in Australia. For South Australian clients, in-person appointments at our office are also available. No matter the format, you’ll receive personalised financial coaching, budget planning support and a clear pathway to reaching your financial goals.

  • MyBudget helps people take control of their finances by creating a personalised budget, organising their bills and providing day to day money management support. We help reduce financial stress, manage debt, build savings and give clients a clear, structured plan for their financial goals. With over 25 years of experience and more than 130,000 Australians helped, our system provides stability, confidence and long term results.

  • MyBudget is a budgeting, debt solutions and money management service, not a licensed financial adviser. We specialise in personal budgeting, debt help, cash flow management and savings plans to reduce money stress and help you work toward your goals. We do not recommend specific financial products or investments. If you need investment or specialised financial planning advice, we may suggest speaking with a licensed financial adviser while we support you with a strong personal budget and debt management plan.

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Podcast MyMoney MyStory Podcast with Tammy

Michelle and Phil, proud MyBudget clients, showing how personal budgeting, debt support and a money savings plan helped them get back on track.
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Christmas budget calculator on a tablet from MyBudget Australia to help plan gifts, expenses and track holiday spending.

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