Personal budgeting to reach your money goals

Make your money go further with a tailored budget plan.

“Being with MyBudget has really helped us reach our financial goals faster than we could ever have imagined."

Erin & Adam MyBudget Clients for over 13 Years

“We no longer have to worry. There is no judgment.”

Michelle & Phil MyBudget Clients for over 13 Years

“We paid off over $90,000 in Credit Card Debt”

Megan & Creagh MyBudget Clients since 2018

Get started with a FREE

tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

The majority of MyBudget clients pay off 90% of their unsecured debt in just over 3 years.

Watch Erin & Adam’s savings story

Erin and Adam wanted more from their money — a home to call their own, the security to start a family, and the financial freedom to plan for their future. But juggling bills and everyday expenses left them feeling stuck. Partnering with MyBudget gave them clarity and control with a tailored budget plan and automated payments.

How has a personal budget helped Adam & Erin?

In just 12 months, they achieved incredible milestones, including:

  • Saved over $70,000 for their next big goal
  • On track to buy their first home
  • Building financial security to start a family
  • Planning for an investment property
  • Budgeting for holidays and life’s special moments
With their finances under control, Erin and Adam now have the freedom to achieve their goals with confidence.
4 debt busting strategies

Get started with a FREE tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time

Pay your bills and create savings…

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Plan ahead

When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
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Build a budget

We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
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Automated money management

Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
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Create a safety net

Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
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Build a savings plan

A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.

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You don’t have to do it alone

We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.

Hear from our clients?

Michelle & Phil’s success story: From $40K debt to financial freedom and big life goal

Michelle and Phil had good incomes, but managing multiple debts left them feeling trapped. They dreamed of financial freedom, a beautiful home, and the ability to support their family when it mattered most. Partnering with MyBudget gave them clarity, structure, and a tailored budget plan to take control of their finances.

How has a personal budget helped Michelle & Phil?

Over the years, they’ve achieved incredible milestones, including:
  • Paid off $40,000 in debt and stayed debt-free
  • Renovated their dream kitchen and their entire home
  • Saved $30,000 to fund their next big project
  • Took two dream holidays including cruises and a European adventure
  • Built financial security to support their children through life’s unexpected moments
With their financial goals in sight and money stress behind them, Michelle and Phil are now living the life they always dreamed of.
4 debt busting strategies

Get started with a FREE tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time

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Bec & Jarrad | Clients since 2016

New to budgeting?

  • Define your long-term financial goals
  • Create a tailored budget that helps you manage your money without compromising your lifestyle
  • Build emergency savings to protect you against unexpected expenses
  • Have peace of mind, with more time to spend on the more important things in life.

We’re often featured in many trusted sources

Megan & Creagh’s success story: From mounting debt to financial freedom and family security

How did a personal budget solution help Megan & Creagh?

Megan and Creagh were struggling to stay on top of mounting debt, and with three young children, financial stability was more important than ever. They knew they needed a plan to reduce debt, grow their savings, and secure their family’s future. Partnering with MyBudget gave them structure, clarity, and a tailored budget plan to manage their money with confidence. Since then, they’ve achieved incredible milestones, including:
  • Paid off $91,000 in debt and stayed debt-free
  • Eliminated the stress of juggling multiple payments with one clear plan
  • Created financial security for their family of five
  • Saved for family holidays and future goals
  • Gained peace of mind with automated bill payments
With a clear plan in place, Megan and Creagh have taken control of their finances, providing stability for their family and peace of mind for the future.
4 debt busting strategies

Get started with a FREE tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time

Don’t just take our word for it

We’re often featured in many trusted sources

We’ve been using MyBudget for over 4 years now and this is our 3rd time back. The customer service team are polite and professional. We never feel alone and always supported. We are debt free and saving for a house deposit. If you feel the mountain is too high to climb alone, contact MyBudget. You won’t be disappointed!

DaniMyBudget client
We were so stressed mentally and financially and MyBudget took that away. We are now stress free. The bills are being paid on time. We have savings. Can’t thank MyBudget enough.

CatherineClient since 2019

Immediately took the stress of my financial situation and turned into excitement.

JamesClient since 2023

Personal Budgeting FAQs

What budgeting services and solutions does MyBudget offer?

We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.

What makes MyBudget different?

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Does MyBudget provide financial advice?

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.

Can’t find what you’re looking for? More FAQs.