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Home loan repayment calculator

Get into your home sooner with the help of MyBudget.

First home, new home, next home or investment property—save money and time with a personalised budget and expert help.

MyBudget home loan repayment calculator can help you get started.

Calculator Assumptions and Disclaimers
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Calculator by Widget Works.
personal loan calculator
Bec & Jarrad | Clients since 2016

Personal budget services

Have you ever wondered why some people are better at achieving their financial goals than others?

You might be surprised to discover that it has less to do with how much you earn and more to do with how you manage your money.

MyBudget is the proven way to achieve your real estate dreams.

Don’t just take our word for it

We’re often featured in many trusted sources

We have been with MyBudget for many years and cannot praise them enough. We now have money in savings that we would never have had before which takes the pressure off when emergencies strike. It took a little while to get used to this new way of budgeting but we cannot fault them at all. We don’t have to worry about paying our bills, we send the details via Snap My Bill and they take care of the rest.

MarisaJoined July 2015
The initial interview was so easy and we were made to feel so comfortable discussing our financial position. MyBudget has changed our lives in so many ways but most importantly financially. We never see a bill!!! It’s already budgeted for and paid on time automatically. We still have the freedom to make changes if needed with no hassles at all. They are always contactable. We actually have savings now! I thoroughly recommend MyBudget.

AngelaJoined November 2018
We have been with MyBudget now for over 5 years. In this time MyBudget has really cared for us and has brought our financials under control and for that, I am very thankful. We now have savings and all our credit cards have been paid off. Without MyBudget we wouldn’t be where we are today. So if you think this is for you give it ago because MyBudget really helps with your Financial Goals.

TaniaJoined May 2016
We have always enjoyed MyBudget. The peace of mind knowing that when you upload a bill, that it will be paid on time and reflected in what surplus funds are available in the budget. The 12-month savings forecast is the best out there and a huge motivator to continue to grow your savings. At the end of the day, it is your budget, and you do need to continually review it and tweak it to achieve the goals you have. I never saw them as an expense, but instead an investment in skilled money managers.

Tony & RhondaJoined July 2003

MyBudget FAQs

What is MyBudget?

MyBudget is considered one of Australia’s most trusted budgeting, debt solutions, and money management service companies. We’ve been helping people get out of debt, save and manage their money since 1999. Our state-of-the-art budgeting system and tailored money management services take the time and worry out of having to manage your finances.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How are MyBudget appointments conducted?

The majority of our appointments are conducted virtually or over the phone, which means they can be done in the comfort of your own home or office at a time that is best for you. We do offer face-to-face office appointments for our South Australian clients if preferred.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Can I adjust my budget and access my money?

Absolutely. You have complete control and visibility of your finances. When you make a change to your budget, you’ll see your future forecast and payments update in real-time. New or unexpected expenses are easily added to your budget via our desktop or mobile apps or over the phone. Ideally, unexpected expenses will be covered by surplus savings. (We’ll help you develop a savings safety net.) If savings are not available, one of our money experts will help to adjust your budget so that the new expense fits.
It’s your money—you’re always in control—and we’re always here to help. Moving money between your MyBudget and personal accounts is done via bank transfer.

Can’t find what you’re looking for? More FAQs.

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