Get started with a FREE tailored budget plan

How it works

Learn how we have helped 130,000+ Australians fast-track their financial goals.

Free tailored budget plan

See what you can achieve

We do all the heavy lifting

So you don’t have to worry

Bills paid on time & savings created

Our dedicated team helping you

Our powerful budget system

You have complete visibility

Start with a Free, no obligation Budget Plan

We’ll create a detailed customised budget plan that will show what you can achieve over the next 12 months.
  • It’s completely free
  • The decision to join is yours.
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Megan & Creagh | Clients since 2018
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Jaz & Reid | Clients since 2018

We do all the work so you don’t have to worry

Our dedicated team of money experts will set up your MyBudget account where all of your bills, payments and savings are managed for you.
  • We can liaise with your creditors for you and,
  • Negotiate affordable payment arrangements.

Bills paid on time while your savings grow

Money coming into your MyBudget account is allocated into individual streams for all your life’s expenses.
  • Your living expenses and direct debit payments are transferred into your personal bank accounts
  • All other bills are paid directly from your MyBudget account
  • Rest easy knowing your finances are taken care of.
mymoney mystory
Jaz & Reid | Clients since 2018
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Bec & Jarrad | Clients since 2016

A powerful system that gives you complete visibility & control

You have complete visibility of your budget plan through the MyBudget Client App. This tool makes adding bills, moving money and making changes simple.
  • 24/7 visibility of your budget and finances
  • Friendly & reliable client support team
  • Get ahead and stay ahead.
how it works

Our fees

Ease and affordability

Everyone’s financial situation and goals are different. That’s why our solutions are tailor-made for every client and our fees are based on the complexity and level of support you require.

  • Affordable fees
  • No lock-in contracts.
how it works
Total peace of mind

Your tailor-made budget plan allows you to stay on track and achieve your financial goals. Guided by a team of caring experts, offering solutions for your unique situation.

  • Get ahead and stay ahead with access to money tools & resources
  • 24/7 access to the client app & portal
  • Exclusive access to our MyBudget Loans team.


Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

Can I adjust my budget and access my money?
Absolutely. You have complete control and visibility of your finances. When you make a change to your budget, you’ll see your future forecast and payments update in real-time. New or unexpected expenses are easily added to your budget via our desktop or mobile apps or over the phone. Ideally, unexpected expenses will be covered by surplus savings. (We’ll help you develop a savings safety net.) If savings are not available, one of our money experts will help to adjust your budget so that the new expense fits.
It’s your money—you’re always in control—and we’re always here to help. Moving money between your MyBudget and personal accounts is done via bank transfer.
What if I get an unexpected bill?
If an emergency or unexpected expense should arise, all you need to do is contact MyBudget. We’ll work with you to find a solution. Ideally, unexpected expenses can be covered with savings set up for this purpose, and we’ll assist you to develop that buffer. Alternatively, we can look to see if we can rework and adjust your budget to accommodate payment of the bill. We’re here to help.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

What makes MyBudget different?

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money.

Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

Can’t find what you’re looking for? More FAQs.

Don’t just take our word for it

We’re often featured in many trusted sources

Everyone I’ve had contact with from MyBudget has always been very friendly and understanding, helping me through every step of the way. The budget they put together for me is very thorough and the app is so easy to use to get organized.

Tash. LJoined May 2018

I am very happy that l’ve joined MyBudget. Yes it takes commitment and time but the results are realistically great. They set me up to have the life style of my choice.

GiovanniJoined Aug 2022

I find MyBudget so helpful to know exactly were our money is going and I love all the app features.

BelindaJoined Mar 2021
MyBudget are fantastic they ease my anxiety around money and bills and assure me everything is going smoothly its fantastic to not have to worry about bills and unexpected surprises 🙂
BecJoined Feb 2021

Get started with a FREE tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free

Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.

Select a callback time