How it works
Learn how we have helped 130,000+ Australians fast-track their financial goals.
Free tailored budget plan
We do all the heavy lifting
Bills paid on time & savings created
Our powerful budget system
Start with a Free, no obligation Budget Plan
- It’s completely free
- The decision to join is yours.
We do all the work so you don’t have to worry
- We can liaise with your creditors for you and,
- negotiate affordable payment arrangements.
Bills paid on time while your savings grow
- Your living expenses and direct debit payments are transferred into your personal bank accounts
- All other bills are paid directly from your MyBudget account
- Rest easy knowing your finances are taken care of.
A powerful system that gives you complete visibility & control
- 24/7 visibility of your budget and finances
- Friendly & reliable client support team
- Get ahead and stay ahead.
Ease and affordability
Everyone’s financial situation and goals are different. That’s why our solutions are tailor-made for every client and our fees are based on the complexity and level of support you require.
- Affordable fees
- No lock-in contracts
Your tailor-made budget plan allows you to stay on track and achieve your financial goals. Guided by a team of caring experts, offering solutions for your unique situation.
- Get ahead and stay ahead with access to money tools & resources
- 24/7 access to the client app & portal
- Exclusive access to our MyBudget Loans team
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
It’s your money—you’re always in control—and we’re always here to help. Moving money between your MyBudget and personal accounts is done via bank transfer.
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money.
Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
Can’t find what you’re looking for? More FAQs.
Don’t just take our word for it
We’re often featured in many trusted sources
Everyone I’ve had contact with from MyBudget has always been very friendly and understanding, helping me through every step of the way. The budget they put together for me is very thorough and the app is so easy to use to get organized.
I am very happy that l’ve joined MyBudget. Yes it takes commitment and time but the results are realistically great. They set me up to have the life style of my choice.
I find MyBudget so helpful to know exactly were our money is going and I love all the app features.
Get started with a FREE tailored budget plan
- Initial 10 min chat
- Private & confidential
Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.