With multiple debts, your life feels like a mess. Trying to tidy up has taken the joy out of living life. Debt is a frustration that won’t go away.
More often than not, you’re overwhelmed by thoughts of how you’re going to pay off your debts. Even more frustrating are the interest rates on those debts which won’t stop piling on.
You hesitate to pay for simple everyday things. When you’re around friends and family, fights break out over talk about money.At night, you lay in bed, unable to sleep.
You’re sinking in penalties and charges. The debt collectors have arrived. They’re knocking at your door. You just want them to go away.
You have no savings. Your credit cards are maxed out. No one will give you another loan. You can’t pay them.
It might be time for a debt management plan.