Miss that MyBudget feeling?
Rejoin today for $0*
With MyBudget, your bills were paid, your savings were growing, and you had a plan. Without it, maybe things started to slip, and that stress is creeping back in.
This is your chance to experience all the life changing benefits once again.
Rejoin before 24 August 2025 to waive the establishment fee.
Live life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.
For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.
Don’t just take our word for it
We’re often featured in many trusted sources
This time, it’s even easier
Regain control - with expert support
Because managing money shouldn’t feel like a second job.
$0 to restart your plan
No establishment fee. No fuss. Just a fresh start.
When life changes so does your money
Job loss? Unexpected bill? Separation? Your budget adjusts with you.
We handle bills and creditors for you
No more awkward calls or missed payments, we’ve got it sorted.
Real humans. Real support.
No bots. Just caring money experts who get it.
Get ahead, even when costs are rising
We’ll make your money work harder so you can see your savings grow.
Caroline came back to MyBudget, and never wants to leave.
Caroline first joined MyBudget in 2009. After five years, she thought she could manage on her own. But life without a plan quickly turned chaotic. In 2019, she returned, and this time, she’s here to stay. With MyBudget’s help, Caroline went from living week to week to building her dream home solo.
CarolineClients since 2009
FAQs
Why return to MyBudget?
You already know how powerful having a plan can be. Coming back means clear 12-month visibility of your finances. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
Do I need to start my budget from scratch?
Yes – because life has changed, and your budget should reflect where you are now. Think of it as a chance to reset, rebuild, and create a plan that fits your current goals and priorities.
But don’t stress. There is no need for all of the paperwork! Instead of bringing in all your bills and bank statements, we make it easy to create a detailed and accurate budget for you, by using Credit Sense.
But don’t stress. There is no need for all of the paperwork! Instead of bringing in all your bills and bank statements, we make it easy to create a detailed and accurate budget for you, by using Credit Sense.
Can’t find what you’re looking for? More FAQs.
Rejoin now for $0*
Plan for your future with confidence, whatever your money goals may be.
Returning Client Offer
MyBudget is offering returning clients $0 Establishment Fee offer if they return to the service during the “Returning Client” promotional period.
By requesting that MyBudget provide you with the Returning Client Offer, you are accepting the following Terms and Conditions.
Eligibility
- The Returning Client Offer is available to any person(s) who is a returning MyBudget client between 21 July 2025 and 24 August 2025, but is not a current MyBudget client.
- You will be eligible to receive $0 Establishment Fee if:
- You are a Previous MyBudget Client;
- You complete an enquiry with a member of MyBudget’s New Enquiries team between 21 July 2025 and 24 August 2025 (the ‘Offer Period’); and
- If your enquiry is not completed via a promotional link, you mention this offer during your call with the MyBudget New Enquiries team, your Personal Budgeting appointment or during the Welcome Call.
Disclaimers
- Your eligibility to claim the $0 Establishment Fee is subject to you meeting MyBudget’s Eligibility Criteria, as outlined above.
- The $0 Establishment Fee promotion is not available in conjunction with any other promotion, discount or offer which reduces MyBudget’s Fees, nor will it diminish your responsibility for any outstanding Establishment Fees owed in conjunction with a previous MyBudget account.
- MyBudget reserves the right to use its discretion in the application of this discount, and may withdraw this offer at any time, without notice.
- If any of the provisions in these Terms and Conditions are or become partially or wholly invalid, the remaining provisions shall retain their validity.
Definitions
- “Establishment Fee” refers to the one-time upfront cost to join MyBudget.
- “MyBudget” refers to MyBudget Pty Ltd ABN 82 093 118 597.
- “MyBudget’s Eligibility Criteria” refers to the minimum requirements you must meet in order to be eligible for MyBudget’s Service.
- “MyBudget’s Standard Fees” refers to MyBudget’s Establishment Fee (for establishing a budget), and MyBudget’s Administration Fee (for ongoing administration of a budget) as outlined in your Budget Plan. This explicitly excludes any applicable extra charges associated with MyBudget’s auxiliary services, such as Creditor Arrangements, Bankruptcy, Part IX Debt Agreements, or services from MyBudget Loans.
- “Returning MyBudget Client” refers to an individual who has previously been a MyBudget client, and is not currently a MyBudget client.
- “Promotion” refers to the Returning Client Promotion where, for a limited period of time, Returning MyBudget Clients may be eligible for $500 cashback at their 6-month anniversary.
- “Promotion Period” is from 21 July 2025 to 24 August 2025.
- “You/Your” refers to an individual who is interested in the Promotion.