Personal budget services

Make your money go further with a customised budget plan

Get started with a FREE tailored budget plan

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For over 20 years MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For over 20 years MyBudget has helped 130,000+ Australians reduce debt and grow savings.

On average, families save $3,500 for holidays each year with MyBudget.

Pay your bills and create savings…

Plan ahead
When you budget with us, all of your expenses and savings are planned 12 months in advance to show exactly how your money is tracking.
Budget without compromise
We help to build a budget to support the lifestyle you want to live. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Frees up time and energy
Our money experts and automated money management system does all the work that keeps your budget on track. Freeing up time so you can stop worrying and start living.
Prepare for the unexpected
Every budget we design puts aside money for a savings safety net. Enjoy the peace of mind of having savings and flexibility built into your budget.
More cash in your pocket
A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash, leaving money to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
personal budget services
Bec & Jarrad | Clients since 2016

New to budgeting?

  • Define your long-term financial goals
  • We’ll then build a customised budget that can help you achieve this without compromising your lifestyle
  • Build emergency savings to protect against unexpected expenses
  • Have peace of mind, with more time to spend on the more important things in life.
personal budget services
Adelaide couple Bec and Jarrad are in their late 30s with two young children. When the kids came along, household expenses went up and it highlighted that the goals they had for their family weren’t going to be achieved automatically.

We didn’t realise that our money could be managed that much better than we were currently doing it,” says Bec. “We spent many times developing spreadsheets and systems to manage our money and we’d get on top of it and be really good at keeping the budget up to date for a short period of time. And then, after a while, we’d get really busy and the dedication to doing that disappears. ... One thing we didn’t realise when we joined MyBudget was just how much time it was going to save us. It takes a long time to pay bills and manage your money and MyBudget just does it all for us, so we’ve saved so much time.

Bec & Jarrad Clients since 2016


What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
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