Want to relieve
your mortgage or home loan stress?
- Get on top of your repayments
- Reduce stress
- Create savings.
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For over 20 years MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.
For over 20 years MyBudget has helped 130,000+ Australians reduce debt and grow savings.
On average, families save $3,500 for holidays each year with MyBudget.
Get a home loan health check and a tailored plan that takes the stress away.
Create a budget
Mortgage health check
Know your options
You don’t have to do it alone
Stop struggling with mortgage stress?
Mortgage stress is often the cause of borrowers experiencing financial stress and not being able to make their minimum monthly repayments.
With all of these recent interest rate rises, it’s not difficult to imagine that a household income committing to a once affordable mortgage loan is now experiencing high mortgage stress levels.
Borrowers who are struggling financially may be forced to go into financial hardship, which could lead to further financial problems down the road.
Borrowers may fall behind on payments due to job loss, illness, divorce, or any number of other factors.
Many financial institutions require borrowers to prove that they can afford to repay their loans, however due to changes in circumstances that come from life’s many curveballs, borrowers may find it difficult to consistently meet these requirements for an extended period of time.
Financial stress is often caused by not being able to determine how you’re tracking financially. It’s a fear of the unknown.
The best way to know what you can expect is to have a budget that shows where your money is going on a daily, weekly and monthly basis.
We also offer suggestions on how you can tailor your expenses to reflect your income.
We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
There are many ways to tackle mortgage stress, including creating a budget, refinancing your mortgage, consolidating your personal debt into your home loan, and more.
Our team will work with you to create a plan that is tailored to your unique circumstances.