and protect your assets
and protect your assets
Are you worried about losing your home, car, rent-to-buy equipment or other asset?
We can help. Avoid repossession with a customised strategy that gets you back on track quickly.
Household budgets are being increasingly stretched by rising prices and other cost-of-living pressures. Financial commitments that were affordable last year, may be unaffordable this year due to unexpected bills, gradual price rises or changes to your income. It’s not surprising that so many people are facing the fear of house repossession or other assets.
We help stop the repossession procedure on houses, cars and other assets. One of our personal budgeting experts may analyse your financial situation in detail and design a customised strategy that protects your home, vehicles or personal assets from defaults and repossession. We specialise in getting repayments back on track — we can even talk with your credit providers on your behalf. A no obligation budget consultation is an opportunity to explore all of your options for free.
Please call us on 1300 300 922
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When you take out a loan for a home, car, boat, computer or other asset, the lender holds the asset as security. Likewise, with rent-to-buy equipment, the seller maintains a hold over the asset. In the event that you stop making payments, the credit provider may issue a default then exercise their right to repossession.
How do you stop repossession of your house or other asset? Communication is very important. If you have missed a payment and/or are likely to continue missing payments, it is vital that you keep your credit provider up to date. They may be willing to help you by adjusting your payment terms.
We appreciate, however, that talking with creditors can be difficult, especially if you’re already feeling stressed or don’t know where to start. We can talk to your creditors on your behalf. MyBudget works with thousands of creditors across the country and generally know what sorts of terms are acceptable. For example, we may be able to arrange a break from payments or more affordable amounts.
We understand. That’s why our commitment is to design a customised, sustainable strategy that gives you a sense of immediate relief, as well as a blueprint for your long-term financial fitness. The budgets people make for themselves, on the other hand, are usually based on a calendar month or pay cycle. Unfortunately, that approach is generally too short-term to test the true workability of a budget.
The budgets we design are detailed, long-range plans that thoroughly analyse all of your financial commitments over a 12-month period. It will reveal the extent of your cash flow crisis and opportunities to get your budget balancing again. By the end of your free budget consultation, you will understand exactly what can be achieved with your income and what actions need to be taken. We can also help you model different budget scenarios, which is the key to making an informed decision about what’s best for you and your family.
Our personal budgeting consultants are experts at designing strategies that get people back on their feet quickly. More importantly, they genuinely care about you and your situation. In a relaxed, caring and confidential setting, they will help you to explore your options.
Financial stress can impact all areas of your life. It can put pressure on relationships, affect work performance and have physical effects such as insomnia and anxiety. In such a state, it can be hard to make clear decisions and stay on top of things. That’s why we’re here: so you don’t have to do it on your own. We also recognise that the hardest part about budgeting is sticking to it, which is why we offer to do the heavy lifting for you.
Our budget management services include paying your bills, setting aside money for your living expenses, savings and future expenses, budget changes, and a customer service team that provides top level, personalised support. We also have a dedicated negotiations team that are 100% committed to achieving fairer, more affordable payment terms for our clients. If you wish, they can liaise directly with your creditors on your behalf.
When it comes to control over your finances, you have online access to your budget 24/7, as well as a set of powerful tools and reports that take the guesswork out of managing your money. You are able to track every last spent of your income and expenditure and your 12-month forecast show exactly how you’re tracking. You gain control while we do the hard work.