Get out of debt

and start saving.

Get out of debt and start saving.

Personal budgeting is one of the only ways to truly gain control of your money and financial future.

Are you tired of living week to week? Do you feel like your money is eaten up by debts and bills? Are you afraid you'll never get out of debt? Have you tried to get out of debt in the past and failed? You’re not alone.

The good news is, MyBudget can help. Since 1999, we've helped over 108,000 Australians to pay off their debts, stop living week to week and start saving. We've been successful because we specialise in tailored debt solutions designed for your specific situation. We know that each person's needs and goals are different, that's why we don't believe in one-size-fits-all solutions.

What's more we give you the structure and support to stay on track. We do the legwork for you. We can manage your budget, pay your bills, save for you, and communicate with your creditors, if necessary.

It's never too late to get back on track. Many of our clients say they wish they had called us earlier. So, why wait? Book your free consultation today and find out how we could help you too.

Please call us on 1300 300 922


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1Call 1300 300 922 or Enquire Online



One of our friendly consultants will talk with you, confidentially, about your situation, answer your questions and book a free budget consultation for you at one of our 11 offices nationwide.

Book your free consultation
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2Meet your Money Expert



Our personal budgeting specialists are highly-trained. They have a tertiary qualification in finance, such as a Certificate IV or Diploma of Finance and Mortgage Broking. They are also professionally trained in budgeting and debt management.

More importantly, they genuinely care.

They'll gather detailed information about your finances and create a customised budget plan to start achieving your goals.

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3Receive a customised budget plan - just for you



By the end of the consultation, you'll have deep insight into your financial situation, as well as a tailored budget that shows you how to achieve your goals and pay off your debts.


There's no obligation to become a client. Your customised budget plan is yours to keep for free.

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What are the benefits for a MyBudget client?



  • A dynamic plan that works to pay your bills and loan repayments & pay off your debt.
  • Total visibility of your finances at your fingertips 24/7 via our client website.
  • We do the legwork so you don't have to worry - your payments and obligations to creditors are prioritised, scheduled and paid on your behalf, using your income.
  • Support and guidance from our caring experts.
  • Plus much, much more!
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Enjoy the satisfaction of saving whilst you begin to pay off your debts.

Without help, it can be hard to break the debt cycle, and even harder to save money while trying to service debts.

Creating a flexible personal budget that suits your needs is an important part of gaining financial control. A workable personal budget — one you can stick to — will get you on track to paying off your debt over time while you also save for your future.

Choose a strategy that suits your goals and lifestyle.

There are many ways to get out of debt and start saving.

MyBudget has a team of dedicated negotiators who specialise in debt management. We can work with you and your creditors to develop a strategy that is acceptable for you and your creditors. We successfully renegotiate over 235,000 payments on behalf of our clients annually. Most importantly, we do this on terms that suit our clients. We also manage over $831 million in salaries on our clients’ behalf.

Our experience in debt negotiation means that we know what sorts of terms are achievable.

Expert help and support from people who care.

MyBudget strives to find the right solution for every individual. We look at your situation in detail and develop a customised, flexible budget plan that’s specially designed to address your needs and priorities.

We also understand that the hardest part about budgeting is sticking to it. That’s why we offer to do the legwork for you. We can manage your budget, scheudle and pay your bills on your behalf, save for you, and communicate with your creditors, if necessary.

See how we've helped our clients...

You could be a MyBudget success story too.

Sam, MyBudget client

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"I had looked at a few different options to consolidate my debt and get it paid off more quickly... There are those debt consolidation loans where they lower the interest rate but you have a bad credit rating for years. So I looked for some other options. Joining MyBudget was the best financial choice I’ve made in my life."

Sam, MyBudget client

Alan, MyBudget client

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"We had gone searching for solutions to our problem, and it seemed at that point the only solutions that were available to us were perhaps some sort of debt consolidation... MyBudget has taken our financial wellbeing into their hands and we now can see that we have actual savings that we can work with."

Alan, MyBudget client

Rebecca & Andy, MyBudget clients

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"We were really racking up our credit cards just to pay for the therapy we needed for our child.... I thought we were in too much debt, there’s no way we’re going to get out of it... It [joining MyBudget] was the best decision we ever made... We can see the light at the end of the tunnel now..."

Rebecca & Andy, MyBudget clients