Simplify your finances, amplify your life
Imagine a life where your bills are paid on time, your debt is shrinking, and your savings are growing—all without the stress. At MyBudget, we make this your reality.
Book your FREE, no obligation 10 minute chat.
- Pay your bills on time
- Reduce debt
- Create savings.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.
For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.
Pay your bills and create savings…
Plan ahead
When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
Build a budget
We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Automated money management
Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
Create a safety net
Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
Build a savings plan
A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
Simplify your finances. Amplify your life. Achieve financial freedom with MyBudget
For Michelle and Phil, managing money used to feel overwhelming — tracking bills, juggling expenses, and saving for big dreams all at once. But with MyBudget, they turned stress into success.
Here’s how they transformed their lives:
- Simplifying finances: MyBudget automated their bills, organised expenses, and gave them a clear 12-month financial outlook. No more guesswork.
- Amplifying life: From family holidays to daily peace of mind, MyBudget’s plan gave them the freedom to enjoy life while staying on track.
- Achieving financial freedom: With expert support and a personalised plan, they saved for their dream home, reduced debt, and secured a future for their family.
“We’re no longer living week to week. With MyBudget, our goals feel possible — and we’re finally seeing results.”— Michelle & Phil | MyBudget Clients
Take control of your money like Michelle and Phil.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.
Personal Budgeting FAQs
What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Do I qualify for MyBudget services?
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
Can’t find what you’re looking for? More FAQs.
Reclaim your time. Build the future you’ve always dreamed of with MyBudget, just like Adam and Erin
For Erin and Adam, managing money used to be stressful — tracking bills, juggling expenses, and constantly checking their budget. But with MyBudget, they turned chaos into control.
Here’s how they transformed their lives:
- Managing money made easy: No more spreadsheets. MyBudget automates bills, tracks spending, and plans for
future expenses — giving them peace of mind. - Amplify your life for what you want: From holidays to family time, MyBudget’s personalised plan gave them the freedom to live life fully while still hitting their goals.
- Freedom for the future: With a clear roadmap and expert support, they saved for a home, built an investment property, and created financial security for their growing family.
“We haven’t paid a bill in two years — and we’ve never felt more in control of our future.”— Erin & Adam | MyBudget Clients
Take control of your money like Erin and Adam.
Start your free MyBudget consultation today and achieve your financial freedom faster than you ever thought possible.
Start your free MyBudget consultation today
Achieve your financial freedom faster than you ever thought possible.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Our services
MyBudget is dedicated to helping people live their best lives
The MyBudget difference
“The way in which we manage our money has such a big impact on the way that our life turns out.”
Tammy BartonFounder & Director
Money management to suit your needs.
Whatever your money goals, we help you plan for the future with confidence.
Build a plan
Let’s explore all of your options and design a customised budget to pay down debt and maximise every dollar you earn.
Pay your bills
We’ll give you the structure and support to ensure your bills and expenses are paid on time from your budget.
Create savings
We help you make your income go further which means more money for faster saving and better living.
Escape debt. Embrace life. Create your future with MyBudget.
For Megan and Creagh, life felt like it was on hold. With nearly $100,000 in debt, they were trapped in a cycle of juggling credit cards and scraping by. The dream of owning a home — of building a stable, happy future for their family — felt impossibly far away.
But everything changed when they called MyBudget. Here’s how they transformed their lives:
- Escape debt and simplify finances: Five credit cards and nearly $100,000 of debt. It felt like an unending cycle. With MyBudget, they found the support and structure they needed to break free. In just 10 months, they paid off all five credit cards and began saving for a house.
- Embrace life: MyBudget gave them more than a plan; it gave them their life back. For the first time in years, they could enjoy date nights, concerts, and comedy gigs without fear or guilt. They felt like a couple again, not just partners weighed down by financial stress.
- Create your future with financial freedom: Megan and Creagh didn’t just pay off debt — they found hope. Together, they built savings, a foundation for home ownership, and a future full of possibilities.
“The weight has lifted off our shoulders. I’m so proud of what we’ve achieved together. For the first time, we can finally breathe.”— Megan & Creagh | MyBudget Clients
Their only regret? Not asking for help sooner.
Don’t just take our word for it
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