Debt help
Struggling with debt? Get professional debt help today!
- Reduce your total repayments
- Gain greater control of your money
- Get creditors off your back
- Stay on track.
Are you tired of living week-to-week or sick of seeing your money lost on fees and interest charges? You are not alone. The most important thing is that you’re ready to make a change.
Get started with a FREE
tailored budget plan
- Initial 10 min chat
- Private & confidential
- Obligation-free
For 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.
For 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.
The majority of MyBudget clients get the debt help they need to pay off 90% of their unsecured debt in just over 3 years.
Our services
MyBudget is dedicated to helping people live their best lives, free from debt stress and money worries
Imagine having the weight lifted off your shoulders
MyBudget has helped over 130,000 Australians transform their money and their lives. We can help you too.
- No more sleepless nights
- No more fighting about money
- No more calls from creditors
- No more living week to week.
With the help of our expert money coaches, you can rest easy knowing you have a plan in place that will see your debt reduce and your savings grow.
A quick 10-minute call is all it takes to start your journey to becoming debt-free.
We offer a range of debt relief solutions, including debt consolidation
- Get a debt relief strategy tailored just for you
- Paying off debt and achieving financial stability is easier with the support of our caring debt relief experts and automated money management system
- Our money experts do all the work that will provide you with quick debt relief, including talking with your creditors
- Experience financial freedom and new options with FREE access to MyBudget Loans, designed to help even those with bad credit rebuild their finances.
How does MyBudget help reduce debt?
We can manage your budget for you
12 month tailored budget plan
Our dedicated team will get you set up for success with a plan that helps you achieve your goals
We do the hard work
All your bills, savings and payments are managed for you. We can even negotiate with creditors
Watch your finances improve
You’ll have access to our app. A great, helpful tool that gives you complete visibility and control of your money.
Don’t just take our word for it
We’re often featured in many trusted sources
Debt Help FAQs
What debt services and solutions does MyBudget offer?
For those needing help with debt relief, we can look to see if we can speak with your creditors, negotiate payments and develop a tailored debt strategy. This may include debt consolidation, mortgage refinancing, a Part IX Debt Agreement, bankruptcy or affordably paying your way out of debt.
Will debt collectors still call me and how do you help?
Generally, collection calls begin to stop as we contact your creditors to advise them that we are managing your financial obligations. However, If a creditor or debt collector does call or contact you, ask them for their best contact number and for your account number/reference, and tell them you’ll be calling us to organise for us to contact them – then call us – we’ll sort the rest.
What is debt consolidation?
Debt consolidation combines multiple existing debts into a single new loan. The aim is to reduce your repayments by paying out your existing debts and rolling their balances into a single, larger loan with an interest rate and repayment that is lower than the sum of the previous, separate loans.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
What if my expenses are higher than my income?
This is a very common scenario. We may negotiate with your creditors to obtain the lowest monthly payment obligation that fits within your personal or household budget.
We also offer suggestions on how you can tailor your expenses to reflect your income.
We also offer suggestions on how you can tailor your expenses to reflect your income.
What if I get an unexpected bill?
If an emergency or unexpected expense should arise, all you need to do is contact MyBudget. We’ll work with you to find a solution. Ideally, unexpected expenses can be covered with savings set up for this purpose, and we’ll assist you to develop that buffer. Alternatively, we can look to see if we can rework and adjust your budget to accommodate payment of the bill. We’re here to help.
Can’t find what you’re looking for? More FAQs.