Erin and Adam: saving money and building wealth | MyMoney MyStory podcast
With the help of MyBudget, Erin and Adam turned financial uncertainty into financial stability, paving the way for homeownership, a growing family, and even a money saving plan for future goals. In this episode of MyMoney MyStory, they share how budgeting changed their lives, and how it can help you too.
How COVID-19 cost Erin and Adam their incomes and created money stress
Before joining MyBudget, Erin and Adam were both building successful careers in the travel industry. Then the coronavirus pandemic hit. With international travel grinding to a halt, Erin’s hours were cut and Adam was placed on JobKeeper. They were facing the financial stress of losing their jobs.
Like many Australians during COVID-19, their financial situation changed overnight. They had already put down a deposit on an off-the-plan apartment in Adelaide, but now faced the terrifying possibility of losing their mortgage pre-approval and dipping into their savings. They had a spreadsheet, a shared goal, and a lot of money stress.
“We didn’t want to give up on our goal of owning our first apartment,” Erin said. “But everything changed so quickly. We had to rethink how we could still make it work.”
Discovering the benefits of MyBudget’s personalised budgeting services in Australia
As Erin searched for new career opportunities, Adam suggested she consider MyBudget. She applied, got the job, and during training quickly realised just how powerful the budgeting service was, not just for clients, but for themselves.
“I thought my spreadsheet was good,” Erin laughed. “Then I saw Tammy’s and realised we needed this. We needed the visibility and structure to keep our goals on track.”
Erin convinced Adam to give MyBudget a go. The moment they saw their 12-month financial projection in the MyBudget system, they were sold. No more guessing, no more stress, just a personalised budget plan that made sense.
“It was the forward projection that got me,” Adam said. “Knowing what our financial position would look like in one month, three months, even a year, it gave us confidence when things felt uncertain.” Adam came to see the real value in joining MyBudget, and clearly understood there were no lock in contracts and the fees are tailored to suit their needs.
Thinking about how personalised budgeting could help you too? Learn more about MyBudget’s Personal Budgeting Services.

How MyBudget’s tools and money management support helped Erin and Adam save money fast
Free budgeting tools and resources for saving money in Australia
Erin and Adam used to live week to week. With MyBudget, they were finally able to zoom out to see the bigger financial picture and make long-term money decisions. From Christmas expenses to coffee runs, every dollar had a job. Their smart budget planning allowed them to better prepare for unexpected bills and expenses. They also took advantage of MyBudget’s free resources, including our free 2-week healthy meal planner guide, which helped them cut grocery costs and save money faster.
Check out our full guide on Meal planning to save money.
Expert money coaches and financial accountability
With MyBudget paying their bills and keeping their plan on track, Erin and Adam found peace of mind and time back. “It’s wild to think we haven’t paid a bill in three years,” Erin said. “That alone is worth it.”
Budgeting for babies in Australia: planning for family and future savings goals
As they prepared to start a family, Erin and Adam leaned into MyBudget’s tools to plan for IVF costs. While they didn’t end up needing treatment (a happy surprise!), the financial groundwork was done, and deeply appreciated.
Then came the real surprise: twins.
“Everything changed,” Erin said. “But we knew we were ready, financially. We could plan my maternity leave, sort daycare, and even take the kids to Fiji before I went back to work.”

A financial transformation: from money stress, to having twins and saving for a home
With MyBudget’s expert money coaches supporting their journey, Erin and Adam bought their apartment, upgraded to a four-bedroom home and kept their first property as an investment. Their approach to money management had completely transformed.
They now have twins, a healthy budget, and the confidence to keep growing. Their financial goals, like building a dream home in Brisbane, feel achievable, not out of reach. MyBudget can make what seems impossible, possible.
Their next chapter? A move to Sydney to spend time with Erin’s family before building in Brisbane. MyBudget has helped them crunch the numbers and make it happen without compromising their long-term goals.
Start your financial reset with MyBudget today
If you’re drowning in credit card debt, in mortgage stress or just can’t seem to save money. Erin and Adam’s story is proof that you can take control, no matter how messy things feel. With the right tools, support and expert guidance, your goals aren’t just possible, they’re achievable. Try our free Savings Calculator to see how quickly you could reach your goals.
“MyBudget helped us align as a couple,” Erin said. “It gave us independence, clarity, and a shared path forward.”
Do you want to start saving money today?
MyBudget has helped over 130,000 Australians live life free from money worries. Our money management services include paying bills on time, creating a personalised debt management plan, and building a money saving plan that supports your future goals.
Whether you’re buying a home, starting a family or just want more peace of mind, we’ll help you get there.
Book your free appointment today or call us on 1300 300 922 to learn more about how MyBudget works.

For more money saving tips, be sure to read our Ultimate guide on how to save money in Australia.