Live your life free from money worries

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Fix your finances now with MyBudget

The best time to take control of your money? Right now. If you’re tired of living pay to pay, struggling with debt, MyBudget helps you build a budget that works.
  • Get a clear plan for your money
  • Pay off debt and grow savings
  • Stay on top of bills
  • Feel confident with expert support.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

Join over 130,000 Australians who trust MyBudget to take the stress out of money management.

Finance now starts with a budget

A personal budget isn’t about limits, it’s about freedom. Spend confidently, pay off debt and save. At MyBudget:
  • We create a budget that fits your life
  • Bills and savings automated
  • Pay off debt and save faster
  • Support when you need it.

The MyBudget difference:

Real people – Real support – All done for you

For over 25 years, MyBudget has helped over 130,000 Australians break free from debt and start living the life they deserve, and 90% of clients pay off 90% of their unsecured debt in just over 3 years.

Get expert financial support now

You’re not alone. MyBudget’s experts are here to help with:
  • One-on-one expert coaching & support
  • Sticking to your budget & reaching your goals
  • Long-term plan for lasting success.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

how to talk about money in a relationship
Michelle & Phil | MyBudget clients

Budget now, stress less

A tailored budget plan makes sure your bills are paid, debt is managed, and your savings grow without stress.

  • Plan ahead & track every dollar
  • Take control of your spending & savings
  • Automate payments & avoid late fees.
Find out what’s possible.

Pay off debt now, with a clear plan

Debt won’t disappear on its own, but MyBudget can help you take charge today.
  • Combine debts into one simple payment
  • Lower your overall repayments & save money
  • Avoid high-interest loans & debt trap.
mortgage stress
Michelle & Phil | MyBudget clients
how to talk about money in a relationship
Michelle & Phil | MyBudget clients

Get support now to achieve financial freedom

Don’t struggle to manage your money alone. At MyBudget, you get:
  • One-on-one expert coaching & support
  • Help sticking to your budget & reaching your goals
  • Long-term financial guidance for lasting success.

MyBudget client success stories: Aussies who are now in financial control

Michelle & Phil: From $40,000 in debt to financial freedom
Michelle & Phil thought they’d never get ahead, but taking control of their finances with MyBudget changed everything. They:
  • Paid off $40,000 in debt
  • Stopped living payday to payday
  • Saved to renovate their dream home.
“We were drowning in debt. MyBudget gave us a clear plan and the support we needed. Now we’re debt-free.”

Michelle & Phil MyBudget Clients

mortgage stress
Megan & Creagh | MyBudget clients

Plan, budget, automate and save

debt solutions
Michelle & Phil | MyBudget clients

Pay off debt: build savings too

Quick debt fixes won’t set you up for a secure financial future. MyBudget helps you reduce debt and save with a plan built to last.
  • Save for emergencies, holidays, or a home
  • Automate savings and pay down debt
  • Stay financially secure and still enjoy life.

Get your free debt assessment now

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

Personal Budgeting FAQs

What budgeting services and solutions does MyBudget offer?

We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.

What makes MyBudget different?

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

What can I expect at a FREE MyBudget appointment?

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Do I qualify for MyBudget services?

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

How much does MyBudget cost?

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Does MyBudget provide financial advice?

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.

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