Revive financial health with MyBudget
Drowning in debt? MyBudget helps revive your finances with expert support and lasting results.
What MyBudget do:
- Lower your debt and freeze interest
- Stop debt collector calls
- Build savings while paying off debt
- Know exactly when you’ll be debt-free.
Reach out to MyBudget today - it's free
- Initial 10 min chat
- Private & confidential
- Obligation-free
Join over 130,000 Australians who trust MyBudget to take the stress out of money management.
Revive your finances with MyBudget.
A personal budget isn’t about limits, it’s about freedom. Spend confidently, pay off debt and save.
- We create a budget that fits your life
- Bills and savings automated
- Pay off debt and save faster
- Support when you need it.
Get financial relief with MyBudget’s 3 easy steps:
Step 1: Free consultation
Share your financial position, challenges and goals.
We’ll give you the right guidance and support.
We’ll give you the right guidance and support.
Step 2: Debt assessment and budget plan
We create a tailored 12-month budget plan that sees your debt reduce.
It’s yours to keep for FREE.
It’s yours to keep for FREE.
Step 3: Your path, your choice
We empower you with everything you’ll need, the choice to move forward is always yours
We empower you with everything you’ll need, the choice to move forward is always yours.
Revive your financial future
Why Aussies trust MyBudget
For over 25 years, MyBudget has helped over 130,000 Australians break free from debt and start living the life they deserve, and 90% of clients pay off 90% of their unsecured debt in just over 3 years.
Financial automation
Bills paid, savings grow, all in one plan.
Negotiate better terms
We lower total debts and take the hard calls.
Build savings while reducing debt
Save while you pay off debt, you can do both!
Consolidate debt
One payment, less interest, less hassle.
Revive today: live free from money stress
Plan ahead, stress less, and feel in control with MyBudget — Australia’s trusted budgeting service for over 25 years.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Michelle & Phil | MyBudget clients
Revive your finances fast
MyBudget helps you bounce back with less stress and more control.
- See 12 months ahead with your tailored plan
- Pay bills, reduce debt, and save, all automated
- Stay on top of every dollar with support when you need it.
Debt consolidation: One easy payment
Multiple loans? We roll them into one simple payment, no new loan needed.
- Reduce your overall repayments
- Stop interest stacking up
- Say goodbye to creditor calls.
Michelle & Phil | MyBudget clients
Michelle & Phil | MyBudget clients
Revive from credit card debt
Credit card debt? MyBudget helps you take control and stay on top – with a plan that works.
- Lower interest and simple repayments
- Automate payments to avoid late fees
- Get a personalised debt strategy.
MyBudget client success stories: Aussies who revived their finances
Michelle & Phil faced $40,000 in debt and a marriage on the line. With MyBudget they:
- Paid off $40,000 in just two years
- Renovated their dream home
- Saved money and their marriage!
“We felt like we were drowning in debt, but MyBudget gave us a clear plan and the support we needed. Now we’re debt-free and planning for our future.”
Michelle & Phil MyBudget Clients
Ready to revive your finances like Michelle & Phil?
Michelle & Phil | MyBudget clients
Michelle & Phil | MyBudget clients
Proven debt solutions to revive finances
Overdue bills? Constant calls? We’ve got your back:
- Lower what you owe with expert negotiation
- Freeze interest and stop the calls
- One clear plan with a debt-free date.
We’ll help you explore your options, reduce money stress, and start living debt-free.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Plan, budget, automate and save
Plan ahead
When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
Build a budget
We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Automated money management
Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
Create a safety net
Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
Build a savings plan
A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
Michelle & Phil | MyBudget clients
Pay off debt: build savings too
At MyBudget, we don’t just help you get out of debt, you build habits to stay out.
- Save for emergencies, holidays, or a home
- Automate savings and pay down debt
- Stay financially secure and still enjoy life.
Start reviving your finances now
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Personal Budgeting FAQs
What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Do I qualify for MyBudget services?
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
Can’t find what you’re looking for? More FAQs.