Personal budgeting to reach your money goals
Make your money go further with a tailored budget plan
Book your free budget appointment
- Initial 10 min chat
- Private & confidential
- Obligation-free
For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals.
The majority of MyBudget clients pay off 90% of their unsecured debt in just over 3 years.
Pay your bills and create savings…
Plan ahead
When you budget with us, your income and expenses are planned 12 months in advance. Your bills are paid on time, so you can track your money and start saving.
Build a budget
We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Automated money management
Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
Create a safety net
Every plan includes emergency savings for life’s unexpected expenses, giving you peace of mind and flexibility.
Build a savings plan
A savings plan isn’t complete without a spending plan. We’ll help you free up cash flow and put more money in your pocket to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
How Erin & Adam used a tailored budget plan to save $70,000
Erin and Adam dreamed of owning a home, starting a family, and building financial freedom, but bills and daily expenses kept them stuck.
With MyBudget, they received:
- A tailored budget plan for their financial situation
- Automated bill payments to reduce money stress
- Expert guidance and support to keep them on track.
In just 12 months they:
- Saved over $70,000
- Bought their first home
- Felt financially secure to start a family.
Personal Budgeting FAQs
What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Do I qualify for MyBudget services?
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
Can’t find what you’re looking for? More FAQs.
Michelle & Phil paid off $40,000 with MyBudget’s expert support
Michelle and Phil wanted to pay down their credit card debt, reduce money stress, and start saving for the future, but juggling bills and expenses kept them stuck.
With MyBudget, they gained:
- A tailored debt relief plan to pay off debt faster
- Automated bill payments to reduce money stress
- Expert guidance and support to keep them motivated and accountable.
In just 12 months they:
- Paid off $40,000 in debt
- Started saving for future goals
- Regained control over their money.
Now, they’re debt-free, financially confident, and ready to focus on building the future they want.
Bec & Jarrad | Clients since 2016
New to budgeting?
- Define your long-term financial goals
- Create a tailored budget that helps you manage your money without compromising your lifestyle
- Build emergency savings to protect you against unexpected expenses
- Have peace of mind, with more time to spend on the more important things in life.
Don't just take our word for it
MyBudget has been featured in leading Australian media and trusted publications.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Your MyBudget journey begins with an initial obligation-free conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve.