MyBudget: The money wizard your wallet needs
Drowning in debt? MyBudget is your money wizard, simplifying your finances, reducing stress, and helping you save while paying off debt. With MyBudget you get:
- Personalised budget for your financial situation
- One simple repayment, no more juggling bills
- Real support, real savings, no need for more credit.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Join over 130,000 Australians who trust MyBudget to take the stress out of money management.
How MyBudget works its magic
MyBudget goes beyond quick debt fixes. We create a robust plan to bust your debt, grow savings, and reduce stress, with real support.
- We negotiate with creditors so you don’t have to
- One clear plan to repay debt and save
- Bills paid on time, supported all the way.
Why choose MyBudget to be your money wizard?
Real people – Real support – All done for you
For over 25 years, MyBudget has helped over 130,000 Australians break free from debt and start living the life they deserve, and 90% of clients pay off 90% of their unsecured debt in just over 3 years.
Live your life free from money worries
Join the 130,000 experiencing financial freedom today.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Megan & Creagh | MyBudget clients
Want a money wizard in your wallet?
A tailored budget from MyBudget works behind the scenes to keep your finances on track — like magic.
- See 12 months ahead at a glance
- Bills paid, savings growing
- All automated, all done for you.
Find out what’s possible today.
Debt consolidation to make debt disappear
Juggling multiple debts? MyBudget makes it easy by rolling them into a single, lower repayment.
- Lower your total repayments & save money
- Avoid high-interest loans that keep you stuck
- No need to get more credit, just pay off what you owe.
Megan & Creagh | MyBudget clients
Megan & Creagh | MyBudget clients
Break the credit card curse
If minimum repayments have you trapped, MyBudget is the money wizard to break the spell:
- Clear your balance faster with a custom plan
- We negotiate with creditors to lower costs
- Magic-level automation so you never miss a payment.
Client success stories: Aussies who gave their wallets a wizard’s touch
Megan & Creagh: Paid off $91,000 in debt
Megan & Creagh were overwhelmed with credit cards, loans and high repayments. MyBudget helped them bust $91,000 in debt, reduce stress and start saving for their first home.
“We thought the only way out was borrowing more money, but MyBudget gave us a clear plan. Now we’re debt-free and excited for our future.”
Megan & Creagh MyBudget Clients
Want to take control of your finances like Megan & Creagh?
Megan & Creagh | MyBudget clients
Megan & Creagh | MyBudget clients
Say goodbye to debt with wizard-worthy solutions
Overwhelmed by creditors, overdue bills, or high repayments? We build a debt plan that fits you.
- Negotiate with creditors to reduce debt
- End collector calls and stress
- Create a payment plan that works.
With MyBudget as your wallet wizard, money stress disappears
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Plan, budget, automate and save
Plan ahead
When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
Build a budget
We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Automated money management
Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
Create a safety net
Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
Build a savings plan
A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
Megan & Creagh | MyBudget clients
Magically save while paying off debt
With MyBudget, there’s no need for fast loans:
- We find savings while paying down debt
- Save for a home or a holiday
- Create long-term financial security.
Get a free debt assessment now
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Personal Budgeting FAQs
What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Do I qualify for MyBudget services?
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
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