Debt busters who do it all: MyBudget
Looking for debt busters? MyBudget makes busting debt simple, with real support and long-term results.
MyBudget can:
- Lower your repayments and simplify bills
- We deal with creditors so you don’t have to
- Pay off debt while building real savings.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Join over 130,000 Australians who trust MyBudget to take the stress out of money management.
MyBudget: the smart way to bust debt
MyBudget goes beyond quick debt fixes. We create a robust plan to bust your debt, grow savings, and reduce stress, with real support.
- We negotiate with creditors so you don’t have to
- One clear plan to repay debt and save
- Bills paid on time, supported all the way.
Why Aussies trust MyBudget to bust debt
Real people – Real support – All done for you
For over 25 years, MyBudget has helped over 130,000 Australians break free from debt and start living the life they deserve, and 90% of clients pay off 90% of their unsecured debt in just over 3 years.
Bust debt. Breathe easier.
Debt isn’t just about owing money, it’s the stress, the sleepless nights and the pressure on your relationships. MyBudget helps you break free with a roadmap to reach your life beyond debt.
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Megan & Creagh | MyBudget clients
Bust debt with a budget that lasts
You can’t bust debt without a plan. MyBudget helps you take control with a budget that works long-term.
- See 12 months ahead
- Pay bills, clear debt, and save
- We automate it all for you.
Find out what’s possible today.
Debt consolidation: One easy payment
Multiple loans? We roll them into one simple payment, no new loan needed.
- Reduce your overall repayments
- Stop interest stacking up
- Say goodbye to creditor calls.
Megan & Creagh | MyBudget clients
Megan & Creagh | MyBudget clients
MyBudget are credit card debt busters
Credit card debt? MyBudget helps you take control and stay on top, with a plan that works.
- Lower interest and simple repayments
- Automate payments to avoid late fees
- Get a personalised debt strategy.
MyBudget client success stories: Aussies who busted debt
Megan & Creagh: Paid off $91,000 in debt
Megan & Creagh were overwhelmed with credit cards, loans and high repayments. MyBudget helped them bust $91,000 in debt, reduce stress and start saving for their first home.
“We thought the only way out was borrowing more money, but MyBudget gave us a clear plan. Now we’re debt-free and excited for our future.”
Megan & Creagh MyBudget Clients
Want to take control of your finances like Megan & Creagh?
Megan & Creagh | MyBudget clients
Megan & Creagh | MyBudget clients
Debt solutions to bust financial stress
Overwhelmed by creditors, overdue bills, or high repayments? We build a debt plan that fits you.
- Negotiate with creditors to reduce debt
- End collector calls and stress
- Create a payment plan that works.
We’ll help you explore your options, reduce money stress, and start living debt-free
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Plan, budget, automate and save
Plan ahead
When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.
Build a budget
We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.
Automated money management
Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.
Create a safety net
Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.
Build a savings plan
A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.
You don’t have to do it alone
We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.
Megan & Creagh | MyBudget clients
Bust debt: build savings too
At MyBudget, we don’t just help you get out of debt, you build habits to bust debt for good.
- Save for emergencies, holidays, or a home
- Automate savings and pay down debt
- Stay financially secure and still enjoy life.
Start planning your future today.
Get your free debt assessment now
Live your life free from money worries
- Initial 10 min chat
- Private & confidential
- Obligation-free
Personal Budgeting FAQs
What budgeting services and solutions does MyBudget offer?
We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.
What makes MyBudget different?
MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.
What can I expect at a FREE MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!
This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Do I qualify for MyBudget services?
Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.
During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.
How much does MyBudget cost?
Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.
Does MyBudget provide financial advice?
MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.
Can’t find what you’re looking for? More FAQs.