How Bec and Jarrad fast-tracked their financial goals and transformed their finances

Bec and Jarrad believed they were on top of their finances, until they discovered they could achieve so much more. This is the story of how they turned smart money habits into a powerful financial plan, fast-tracking their long-term financial goals and transforming their family’s future.

From feeling stuck to thriving: how to achieve your financial goals faster

Adelaide couple Bec and Jarrad, both in their late 30s with two young children, thought they had their finances sorted. They’d enjoyed life in their twenties, saved for a home deposit, and landed good jobs. But after the kids came along, their household expenses ballooned, and their savings goals started to feel out of reach.

They weren’t in trouble – far from it. But their dreams of family holidays, better education opportunities, and long-term financial security weren’t just magically falling into place. That’s when they realised they needed a step-by-step plan to fast-track their financial goals and improve their overall financial situation by focusing on budgeting strategies and reducing unnecessary expenses.

“We thought MyBudget wasn’t for people like us”: breaking money management myths

When a friend suggested MyBudget, Bec and Jarrad were sceptical. “We didn’t have any money troubles,” says Bec. “We were happy with the way things were going, but we just had some financial goals that we wanted to achieve, and a friend of ours recommended MyBudget.”

Jarrad agrees: “We thought we were doing a good job and didn’t think we needed someone else to look after our finances. We assumed budgeting services were only for people in financial trouble, not for families like ours who just wanted to improve their cash flow and manage unexpected expenses better.”

The moment everything changed: why financial planning can change your life

Out of curiosity (and maybe to avoid disappointing her friend), Bec booked a free appointment with MyBudget. They arrived at the appointment with bank statements, credit card balances, and a wish-list of financial priorities and goals. Two hours later, they left with a detailed budget and a new outlook on how to make their money work harder.

“We didn’t realise our money could be managed so much better,” says Bec. “We had spreadsheets and systems, but we’d get busy, and the budget would fall apart.” That meeting was the turning point that made them rethink their entire approach to money, setting clearer short-term and longer-term goals. They also realised the importance of managing credit card debt and understanding their credit score to improve their financial stability over time.

Living stress-free: the key to financial freedom is a solid plan

Think of it like servicing your car, you wouldn’t expect your car to run perfectly forever without a mechanic’s help. It’s the same with money management. Financial freedom doesn’t happen by accident – it’s the result of having a solid financial plan and sticking to it. Managing your finances with actionable steps and setting measurable goals can make the journey much easier.

“People often struggle with money because their system is too hard to maintain or a mix of good and bad financial habits. Our approach is about designing a money plan for the life you want and providing the right support to achieve it.”

Tammy Barton, MyBudget, Founder and Director

Time is your most valuable resource when managing money

One of the biggest surprises for Bec and Jarrad was how much time they got back.

“We didn’t realise how much time we were spending on money admin,” says Bec. “Now, MyBudget handles it for us, and we’ve saved so much time.”

Tammy explains: “Time is even more valuable than money. People are busy juggling work, kids, and life. If you don’t have time to manage your money right, it can cost you more in the long run. That’s why more families are turning to MyBudget to help fast-track their financial goals and get more time back for what matters most.”

Confidence, freedom, and long-term financial goals

“It took a bit to get used to someone else managing our money,” admits Bec. “At first, I was concerned about the perception of that, but I quickly realised we still have control. MyBudget works with us to fit everything within our budget, so we haven’t lost control of our money.”

The results speak for themselves. “Our life is stress-free. We don’t talk about money worries anymore. Our bills are paid, our savings are growing, and it’s exciting to see how much we’re achieving. We even challenge ourselves to hit new savings goals each month,” says Bec.

Jarrad adds, “We’ve bought our first investment property and a camper trailer. Now we can take the kids away on weekends, knowing our finances are in great shape.” The couple’s newfound confidence in their money management has opened doors they didn’t think possible. Their new savings habit has helped them build funds for emergencies, achieve their short-term financial goals, and work toward a comfortable retirement.

Ready to achieve your financial goals faster with MyBudget? Let’s make it happen!

Take control of your finances this year with a free, tailored budget plan that’s yours to keep – no strings attached. Whether you want to pay off debt, grow your savings, or plan that dream holiday, we’re here to help you reach your long-term goals faster.

Here’s what you’ll get:

✅ A personalised budget that shows all your income and expenses in one place

✅ A clear path to achieve your goals

✅ A money plan designed to fit your lifestyle without sacrificing what you love.

💡 Why trust MyBudget?

Over 25 years of experience helping people live free from money worries.

Trusted by over 130,000 Australians.

Tammy Barton, Founder and Director of MyBudget, transformed a home-based business into one of Australia’s most trusted financial services brands. Twice named Telstra South Australian Business Woman of the Year, she’s also been recognised in AFR’s 100 Women of Influence Awards and as League of Extraordinary Women Female Entrepreneur of the Year. A respected authority on personal budgeting, Tammy has become a household name to Australians seeking financial freedom and peace of mind.

Claim your free tailored budget plan today or call us now on 1300 300 922 and see how far your money can take you!