Tax time is your time: Take control with MyBudget

Use this year’s tax refund to create real change: start a personal budget with MyBudget.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

For over 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For over 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

The majority of MyBudget clients pay off 90% of their unsecured debt in just over 3 years.

Smart ways to use your tax return in 2025

Whether you’re expecting a refund or planning ahead, this is the perfect time to start a personal budget plan that sets you up long-term.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

Imagine… bills paid on time. Savings growing. Less stress about money. That’s what a MyBudget plan can do.

Why use your tax refund to start a personal budget

Your refund can be more than a once-a-year boost. It could be the start of financial freedom.

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Plan ahead

When you budget with us, all of your income and expenses are planned 12 months in advance to show you exactly how to start saving and how your money is tracking.

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Build a budget

We help you build a budget that supports your lifestyle. Date nights, holidays, house deposit and more are all part of budgeting for the life you want.

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Automated money management

Our money experts do all the work to keep your budget on track. Freeing up your time so you can stop worrying and start living.

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Create a safety net

Every budget we design puts aside money to prepare for the unexpected. Enjoy peace of mind with savings and flexibility built into your budget.

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Build a savings plan

A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash and adds more money in your pocket to enjoy life.

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You don’t have to do it alone

We’re with you every step of the way. We care about achieving your financial goals as much as you do, which is why a money expert is only ever a phone call away.

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Adam & Erin | MyBudget clients

Get ahead with your tax refund

Here’s how to use your refund for lasting impact:
  • pay off high-interest debt
  • start or grow an emergency fund
  • get ahead on bills or save for a future goal.
Big changes start with a single decision. At MyBudget, we’ll help you make your tax refund count.

Create a clear budget plan

Know where your money’s going and how to make it work for you.

  • get full visibility over income and expenses
  • prioritise your financial goals
  • avoid overspending and impulse buys.

When you’ve got a plan, money stress takes a back seat.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

What can I claim on my tax return? Tax time tips from Tammy Barton

Tax time doesn’t have to be stressful: especially when you know exactly what you can and can’t claim. In this essential video, Tammy Barton shares clear and practical tax tips for Australians to help you get the most out of your tax return.
Free tax return checklist
debt solutions
Erin | MyBudget client

Reduce financial stress

Your refund isn’t just a number, it’s an opportunity.
  • plan for the future, not just survive the now
  • avoid end-of-month panic or late bills
  • build momentum towards a better life.
You’ve done the hard work to earn it. Let’s make every dollar count.

Take control of your financial future

Money worries don’t have to be part of the plan.
Join Australia’s most trusted budgeting service and start living life on your terms.

Live your life free from money worries

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
Select a callback time

Tax & personal budgeting FAQs

Do MyBudget do tax returns?

Nope, we’re not accountants, but we are budgeting experts. While we can’t lodge your return, we can help you make the most of it when it lands.

When do I have to lodge my tax return by?

The deadline is 31 October, unless you’re using a tax agent, then you may get an extension (lucky you). Either way, don’t leave it to the last minute!

How can MyBudget help at tax time?

Think of us as your refund’s personal trainer. We’ll help whip it into shape, pay off debt, boost savings, and finally get ahead.

What does MyBudget do?

We create tailored budget plans and manage your bills, savings and payments for you. With MyBudget, you get full visibility and expert support to reach your financial goals.

How much does MyBudget cost?

Your first appointment is free. If you join, fees vary based on your situation and the level of support you need. We aim to keep our service affordable.

Who can MyBudget help?

We work with people from all walks of life, as long as you have a regular income and meet basic eligibility criteria, we’re here to help.

What happens at the free appointment?

You’ll speak to one of our money experts about your financial goals. We’ll create a customised 12-month budget plan for you to keep, with no obligation to join.

Does MyBudget provide financial advice?

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structured support services to help manage your personal finances. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and only offer general financial advice. For tailored advice or financial product recommendations, we recommend speaking to a licensed financial advisor. You’ll speak to one of our money experts about your financial goals. We’ll create a customised 12-month budget plan for you to keep, with no obligation to join.

Can’t find what you’re looking for? More FAQs.