Refer a friend offer | MyBudget Australia
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Change your life with MyBudget and get a chance to win $1,000*

Simply enquire via this page, your entry will be recorded once you join up as a MyBudget client.

*T&C's apply.

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Michelle and Phil, proud MyBudget clients, participate in the refer a friend program, sharing how personal budgeting, debt support and savings planning helped them get back on track.

Phil & Michelle | MyBudget clients

MyBudget clients Michelle and Phil pay off credit cards, find debt relief and financial freedom in Australia with a tailored personal budget.

Change your life and win $1,000*

Your friend loves MyBudget and knows you will too! That’s why they’re sharing this life-changing opportunity with you.

At MyBudget we will:

  • Pay your bills on time, so you never miss a payment
  • Fast-track debt repayments and reduce stress
  • Create a savings plan tailored to your goals.
Michelle and Phil, proud MyBudget clients, participate in the refer a friend program, sharing how personal budgeting, debt support and savings planning helped them get back on track.

Why choose MyBudget?

For over 25 years, we’ve been helping people take control of their money, achieve their goals, and focus on what matters most. Join the 130,000+ Australians who have transformed their financial future with us.

6 reasons why MyBudget works

MyBudget has helped more than 130,000+ Australians achieve their financial goals and you can too!

You don’t have to do it alone

You don’t have to do it alone

We’re with you every step of the way. We care about your budget as much as you do, which is why a money expert is only ever a phone call or email away.

No more stress and uncertainty

No more stress and uncertainty

When you budget with us, all of your expenses and savings are planned 12 months in advance to show exactly how your goals and money are tracking.

Frees up time and energy

Frees up time and energy

Our money experts and automated money management system does all the work that keeps your budget on track. This frees up your time for more living.

Designed around your lifestyle

Designed around your lifestyle

We help to build a budget to support the lifestyle you desire. Holidays, house deposit, date nights and more are all part of the budgeting for the life you want.

Strengthen your safety net

Strengthen your safety net

Every budget we design includes a savings safety net. Enjoy the peace of mind of having savings in the bank and flexibility built into your budget.

More cash in your pocket

More cash in your pocket

A savings plan is not complete without a spending plan. We’ll help you create a budget that frees up cash, always leaving enough money for living.

Get Started

MyBudget FAQs

  • MyBudget is one of Australia’s most trusted budgeting and money-management services. For over 25 years, we’ve helped more than 130,000 Australians create personalised budgets, get out of debt, build savings, and reach their financial goals. We combine expert money coaching with powerful custom technology to organise your expenses, pay bills on time and take the stress out of managing money. MyBudget can help you build a plan that supports your long-term financial wellbeing.

  • Every appointment to set up your personalised budget is completely free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

  • Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

  • We offer flexible appointment options to suit your lifestyle. Most MyBudget appointments are held virtually or over the phone so you can get budgeting help from anywhere in Australia. For South Australian clients, in-person appointments at our office are also available. No matter the format, you’ll receive personalised financial coaching, budget planning support and a clear pathway to reaching your financial goals.

In the media

MyBudget has been featured in leading Australian media and trusted publications.

  • MyBudget Reviews

    One of the BEST things I’ve done is joining MyBudget (seriously). The staff are professional and really want to help you with any money issues you may have and try and help you to start saving money. Do you want to get bills paid early and on time, save money for now and the future plus emergencies? YES… Money is important and MyBudget seems to handle and control my money better. Friendly staff with great advice.

    Brian | MyBudget client

  • MyBudget Reviews

    I recently joined MyBudget and so far I’ve had one of the best experiences with MyBudget, everyone I’ve spoken to so far has made me feel so comfortable and tended to every need and question I’ve had! Going into such a new thing I was quite nervous and not sure how it would work out and had a lot of anxiety around the situation but overall it’s been such an amazing and positive experience and I would highly recommend this to all my family and friends!

    Isabella | MyBudget client

  • MyBudget Reviews

    No more living pay day to pay day. MyBudget has been amazing for our family. We loved to spend and we're so bad at saving. We are 11 months in and our credit cards and cars are a few weeks from being paid off. We have a nice big chunk of savings and no more living pay to pay. We are amazed at how much we have now and how far it can actually go.

    Mada | MyBudget client

  • REFER-A-FRIEND OFFER (the “Competition”)

    • The promoter of the Competition is MyBudget Pty Ltd ABN 82 093 118 597 of 122 Frome Street, Adelaide SA 5000 (“MyBudget”).
    • The Competition commences on 1 January 2025 and ends on a date decided by MyBudget (“Competition Period”). The Competition will be drawn at the end of every calendar quarter during the Competition Period.
    • Entry to the Competition is free and open to:
      • existing MyBudget clients who refer new clients to MyBudget in accordance with the Competition Terms and Conditions (each a “Referrer”); or
      • new clients who sign up to MyBudget after having been referred by a Referrer in accordance with the Competition Terms and Conditions (each a “Referred Client”).
    • A Referrer will receive one entry into the Competition for every Referred Client they introduce to MyBudget, provided the Referred Client:
      • successfully completes an enquiry by either completing a discussion with a member of MyBudget’s New Enquiries team or inputting their details into the unique web page; and
      • in making the enquiry, uses either the Referrer’s unique referral code or the Referrer’s unique web page.
    • A Referred Client will receive one entry into the Competition when they:
      • successfully sign up for the MyBudget service (which requires that they meet MyBudget’s eligibility criteria); and
      • in making the enquiry, uses either the Referrer’s unique referral code or the Referrer’s unique web page.
    • At the end of each calendar quarter, MyBudget will draw one winner randomly from the entries received in that calendar quarter. The ‘Prize’ is a $1,000 EFTPOS voucher which will be delivered to the winner’s specified address (“the Prize”).
    • The results of each draw are final and MyBudget will not enter into correspondences regarding the result.
    • Each winner will be contacted by email on the date of the draw and the winner’s name may be published on the MyBudget website. The Prize will be sent within 3-5 business days of the Prize being drawn.
    • The Prize is non-transferable, non-exchangeable and cannot be redeemed for cash.
    • The Competition is a game of chance conducted at random.
    • Referrers and Referred Clients that use false or misleading information to gain entry to the Competition will be disqualified from entry.
    • MyBudget reserves the right to reject an entry if it reasonably forms the opinion that an enquiry or sign-up was automated by a computer or was in any way undertaken by a person that did not have the genuine intention of signing up for the MyBudget service or referring genuine clients to MyBudget.
    • By entering the Competition, participants expressly consent to MyBudget using their name on MyBudget’s Facebook, Twitter or Instagram accounts, its websites, and within its electronic direct mail communication pieces.
    • MyBudget, its related bodies corporate and the suppliers, agencies and other companies involved in this Competition assume no responsibility for any error, omission, interruption, defect, delay in operation or transmission, or loss or damage to data, including as relate to the referral code and/or web page for referrals.
    • If the Competition is not capable of running as planned for any reason (including as a result of technical failures, fraud or causes beyond MyBudget’s control), MyBudget may, in its sole discretion, cancel, suspend or change the Competition and re-commence it on similar terms, subject to any directions by regulatory authorities.
    • To the fullest extent permitted by law, MyBudget, its related bodies corporate and their respective officers, directors, employees and agents exclude liability for all loss (including loss of data, unauthorised access to data and consequential loss), damage, expenses, death or personal injury suffered or incurred arising out of, or in connection with, the Competition (including in relation to a Prize winner’s participation in the Competition and use of the Prize).
    • Information regarding the Prize and how to enter forms part of these terms and conditions. Entry into the Competition is deemed an acknowledgement and acceptance of these terms and conditions.
    • These Terms and Conditions are subject to the applicable State or Territory trade promotion lottery laws and authorities.
    • Personal information provided by entrants will be used by MyBudget for the purpose of conducting the Competition and otherwise in accordance with the participants’ consent. MyBudget may disclose entrants’ personal information to its contractors and agents in relation to the conduct of this Competition. Any use of personal information will be in accordance with applicable privacy laws, including the Privacy Act 1988 (Cth) and the Australian Privacy Principles.