MyBudget MyMoney
How to Live Your Life Free From Money Worries
You’re working hard, yet the bills pile up and your savings goals slip away. My proven systems are now yours, with achievable steps to ease the mental load, plan for homeownership and retirement, and build the life you want.
The #1 antidote to cost-of-living burnout
Learn the lessons that have helped over 130,000 people improve their financial health.
25+ Years of experience
Trusted method
Easy steps to follow
My Book for the Life You Want
I wrote MyBudget, MyMoney to help you feel more confident with your money. Drawing on 25+ years helping Australians break free from the earning-spending-stressing cycle, I share practical lessons on everything from everyday budgeting to homeownership and superannuation, with easy steps you can start using today to support the life you want.
Tammy Barton | MyBudget Founder & Director
Pre-Order Your Copy
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Life Changing Stories
Kim and Bob are among the 130,000+ people we’ve helped at MyBudget. With bills managed, a clear plan and ongoing support, they’ve enjoyed family holidays, faced life’s challenges and started saving for their first home.
You can actually pay everything and still have something for yourselves.
Kim | MyBudget client
Who Is This Book For?
This Book Is for You
Time poor? Living payday to payday, juggling bills or carrying the mental load of money? Or simply wanting to do better with what you earn?
I wrote MyBudget, MyMoney for you.
Families Feeling Stretched
Mortgage repayments, school costs and everyday expenses competing for the same income, with little breathing room.
The Sandwich Generation
Caring for ageing parents while also supporting adult children who are living at home for longer.
Single-Income Households
Single parents and individuals carrying the full weight of household expenses and financial decisions on their own.
TAKE A LOOK INSIDE
Your Money Blueprint
Here’s how I’ll help you understand your money story, put practical systems in place and prepare you for the life ahead.
Meet the Author
I grew up in Adelaide knowing how much worry one unpaid bill could bring. Later, as a mum with young children, I felt the pressure of a tight household budget myself.
In MyBudget, MyMoney, I share my own money story, from the independence of my first pay cheque to the turning point in debt collection that inspired me to start MyBudget. You’ll discover the family moments and personal lessons behind my mission to eliminate financial stress in the community and improve the financial health of the world.
Your money story isn’t defined by your past spending. It’s defined by your future plan.
Tammy Barton | MyBudget Founder & Director
FAQs About the Book, MyBudget, MyMoney
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MyBudget, MyMoney is for anyone who wants to feel more confident managing money, whether you’re new to budgeting or ready for a fresh start. Tammy Barton’s personal finance book speaks to people juggling bills, raising a family or planning for later life. In this money management book, I explain the ideas in plain English, with real-life stories and easy exercises to help you put the ideas into practice.
You’ll learn how to understand your money mindset and build a household budget using my Streams Method. I’ll show you how to plan 12 months ahead, organise household expenses, automate payments and help you save money, repay debt and enjoy guilt-free spending.
You’ll also explore ways to ease the mental load of money, mortgage stress and explore superannuation planning, retirement budgeting and prepare for changing family responsibilities. Real-life stories and Micro Money Moments help you put these lessons into practice.
My Streams Method helps you build a 12-month household budget around your actual income, expenses, pay cycle and money goals. You plan for how much each bill will cost and when it’s due, including irregular expenses such as car registration. I’ll also show you how to work out your available balance after bills, savings and debt repayments are accounted for, make room for guilt-free spending and adjust your plan as life changes.
No. MyBudget, MyMoney is a budgeting book you can use without becoming a MyBudget client. This book is for anyone who wants to feel more confident managing their money. You can use my Streams Method and try the Micro Money Moments without signing up to MyBudget. I’ll show you how to plan around your own income, household expenses and goals, using a notebook or spreadsheet. This MyBudget book stands on its own; MyBudget’s paid personal budgeting service is separate.
Yes. My Four Jobs Framework helps children give their money a purpose: Live, Save, Build and Share. You’ll find practical activities, such as dividing pocket money between four jars and talking through everyday spending choices. I also share lessons from teaching my own children about money, helping you start family conversations and build children’s financial literacy through everyday choices.
MyBudget, MyMoney by Tammy Barton is available to pre-order through Amazon Australia and Booktopia. Visit your preferred retailer to check the current price, available formats, release information and delivery options before ordering. You can follow the links here or use the Pre-Order Now button on this page. Your order and delivery will be handled directly by the retailer you choose.
Give the Gift of Money Confidence
MyBudget, MyMoney is a thoughtful gift for family and friends, from young parents juggling everyday life to loved ones preparing for retirement. Practical lessons on money, children and relationships spark conversations and help build smart money habits to pass down through generations.
In the Media
MyBudget has been featured in leading Australian media and trusted publications.
