Cost of Living Support with Budgeting & Debt Consolidation | MyBudget
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Cost of Living Support With A Tailored Budget Plan

It seems everywhere you turn, everything is getting more expensive. Get your cost of living under control with a tailored budget plan from MyBudget’s team of experts.

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Free appointment | No long-term, lock-in contracts

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Finally, a budget plan built for today's cost of living

We’ll work with you to create a budget that’s based on your actual income and expenses. Don’t let this cost of living crisis control all of your decisions. With MyBudget, you’ll know exactly where your money is going – and have a clear plan to make the most of it.

Streamlining your bills

Streamlining your bills

We can consolidate your household bills into one place and make sure that payments are made on time. No more juggling due dates or worrying about missed payments and late fees.

Getting back on the right track

Getting back on the right track

If the cost of living crisis is making you feel behind, we can negotiate on your behalf with service providers to get you on to a more manageable payment plan and give you some much-needed breathing room.

Smarter savings

Smarter savings

We'll help you identify areas where you can cut back without sacrificing your lifestyle. Small changes across multiple areas can give you a real boost in your cash flow and help you start building savings again.

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Take control of rising living costs

Household expenses like groceries, fuel, rent, utilities and insurance are going up and up, across all of Australia. Many people with steady incomes are starting to feel the pinch. When your day to day costs are spiralling out of control it can easily lead to:

  • Relying on credit cards, or Buy Now Pay Later schemes
  • Falling behind on the bills
  • Raiding your savings to cover the essentials
  • Ongoing stress that’s eating away at you.

MyBudget is here to get you back on track with a no-nonsense, practical plan that’s tailored to your unique situation.

MyBudget helping Megan and Creagh create a sustainable personal budget by budgeting for household expenses in Australia.

The benefits are real

  • Get back in charge of your household finances
  • Reduce the stress that’s holding you back
  • Ditch the reliance on credit
  • Stay on top of all your bills and debts
  • Create some breathing room in your cash flow
  • Start to build up your savings again.

Cost of living relief FAQs

Can’t find what you’re looking for? See more FAQs…

  • We take a good hard look at your whole financial situation and create a budget that puts the essentials first. This means your bills, groceries and housing costs get covered while you reduce unnecessary spending. We’ll walk you through our process once you get in contact.

  • That’s a pretty common problem. We help you rebalance your budget, find ways to save and, where possible, negotiate manageable payment plans to ease the pressure.

  • Yes – we can even contact service providers on your behalf to sort out an affordable repayment plan and help you stop worrying about overdue notices.

  • Your budget will be realistic and workable, so you can still enjoy the things you love while getting back in control of your finances.

  • Yes. Once you’ve got your essentials and debts sorted out, we can start building up a savings plan – even if it starts with just a little bit.

  • No. Many of our clients join us because rising living costs are making it hard for them to stay ahead, even without big debts. A tailored plan can help prevent problems in the future.

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    We’ve been using MyBudget for over 4 years now and this is our 3rd time back. The customer service team are polite and professional. We never feel alone and always supported. We are debt free and saving for a house deposit. If you feel the mountain is too high to climb alone, contact MyBudget. You won’t be disappointed!

    Dani | MyBudget client

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    We have been with MyBudget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the MyBudget forward planning budget.

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    I went from being 3 months away from bankruptcy to becoming debt free and having savings put aside.

    Nate | MyBudget client