Get Help Paying Off Credit Card Debt

MyBudget offers personalised debt help through budgeting, repayment planning, creditor negotiation and ongoing support from a team of money experts. Depending on your circumstances, we can also help you explore options such as debt consolidation or debt agreements. If no other suitable options are available, we can also guide you through the bankruptcy process. Our goal is to help you understand your options and find a practical way to regain control.

Yes, MyBudget can contact your creditors and let them know you are receiving help with your debts. We can discuss your financial situation, work towards manageable repayment arrangements and ask creditors to contact us on your behalf. While some contact may still occur, having a team supporting you can help reduce the pressure of dealing with debt collectors on your own.

If your expenses are currently higher than your income, MyBudget can help you stabilise your finances and reduce pressure. We review your entire situation, help you prioritise essential expenses, and explore debt management or debt relief options where needed. With a structured personal budget and expert guidance, we can help you regain control and work toward your financial goals one step at a time.

MyBudget combines expert financial coaching with smart technology to give you a personalised money management system that makes budgeting easier. Unlike traditional budget apps or budget spreadsheets that you manage on your own, we help you organise bills, reduce debt, plan for future expenses, build savings and stay accountable. We can even negotiate with your creditors for you. With more than 25 years of experience, our team guides and supports you every step of the way so you can finally feel in control of your finances.

Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.