Live Your Life Free From Money Worries

MyBudget works by creating and managing a personalised budget on your behalf, so your income is organised, your bills are paid on time, and your financial goals are built into a clear, structured plan.

When you join MyBudget:

• Your income and expenses are reviewed in detail

• A tailored personal budget is created to fit your lifestyle

• Regular bills and repayments are scheduled and paid on time

• Debt reduction strategies are implemented if required

• Savings plans are built to help you achieve your goals

• Ongoing budgeting support is provided by a dedicated Money Coach

MyBudget doesn’t just track money, we manage it. This helps reduce financial stress, prevent missed payments, and create consistency in how your money is handled.

Many clients say the biggest difference is the immediate relief they feel once everything is organised and under control, and that they wish they had joined sooner. With more than 25 years of experience and over 130,000 Australians supported, MyBudget focuses on helping people manage money confidently and live free from money worries.

Every appointment to set up your personalised budget is completely free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

Many people qualify for MyBudget services if they have a regular income paid into an Australian bank account and meet our eligibility requirements. During your free appointment, we’ll review your financial situation and explain whether our service is the right fit for your circumstances. If you’re looking to reduce debt, build savings or get better control of your money.

MyBudget appointments are held virtually, over the phone or in person at our Adelaide and Perth offices. This makes professional budgeting support accessible across Australia while giving local clients the option to meet face to face. Appointments are private and confidential, and our team will help arrange an available format and time that suits your circumstances. Book your free appointment.

Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Yes. You can access your money whenever you need to and remain fully in control of your finances. Your personalised budget is flexible, so you can request updates as your circumstances change. Through the MyBudget client app, you can track your spending, upcoming bills and 12-month budgeting plan, while transfers between your MyBudget account and personal bank account are fast and straightforward. Our personal budgeting service helps you manage your money with confidence and live life free from money worries.