Personal Budgeting Plans to Maximise Your Money | MyBudget
Call Desk Profile Picture 1300 300 922
Enquire now

Reach Your Money Goals With a Personal Budget

No matter what your financial goals are, being able to budget effectively is the key to achieving them.

Get started

Free appointment | No long-term, lock-in contracts

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget clients Erin and Adam spending precious family time after getting their finances back on track with budgeting support and saving for big goals like a house deposit in Australia.

Erin & Adam | MyBudget clients

Budgeting support to help you take control

When you budget with us, your income and expenses are planned up to 12-months ahead. We provide structure and support so that your bills are paid on time, your debt is reducing and your savings are growing.

Build a personal budget

Build a personal budget

We help you create a realistic plan that supports your lifestyle and your financial goals, paying off debt, saving for the future, and enjoying the life you want.

Automate bills & savings

Automate bills & savings

Our custom technology keeps bills paid and savings growing, so life runs smoothly freeing up time to stop worrying about money and start living.

Support when you need it

Support when you need it

You’re never on your own. Our caring Money Coaches help you stay on track and keep moving toward financial freedom. Support is always just a call away.

Why is budgeting important?

A budget shows you where your money is going, what your commitments are and how close you are to achieving your financial goals.

What are the benefits of having a budget?

  • Track spending to stay within your means
  • Reduce stress by planning for bills and unexpected costs
  • Pay off debt, grow savings and plan confidently.

With the right visibilty, structure and support, see how your financial situation can improve with MyBudget.

130000+

People helped

25+

Years of service

Tammy Barton, Founder and Director of MyBudget, with team member Tara, leading expert financial coaching and debt solutions for Australians.

Tara & Tammy | MyBudget team members

How much does MyBudget cost?

At MyBudget, it’s not a one-size fits all approach. Your 12-month budget is tailor made for you. Fees are transparent. They’re dependent on the complexity of your financial situation and based upon the level of support you need.

  • Your first appointment is free
  • Take home a tailored 12-month budget plan
  • No long-term, lock-in contracts.
MyBudget clients Adam and Erin celebrate success at the dining table after achieving financial goals and debt solutions in Australia.

Erin & Adam | MyBudget clients

Erin & Adam saved $70,000 in 2 years

Erin and Adam turned financial uncertainty into stability, with a clear budget and a supported plan to reach their goals.

Here’s what they achieved:

  • Saved over $70,000 for major life goals
  • Switched from stressful spreadsheets to a clear, simple system
  • Achieved milestones like buying a home and starting a family.

Personal budget FAQs

Can’t find what you’re looking for? See more FAQs… 

  • MyBudget is one of Australia’s most trusted budgeting and money-management services. For over 25 years, we’ve helped more than 130,000 Australians create personalised budgets, get out of debt, build savings, and reach their financial goals. We combine expert money coaching with powerful custom technology to organise your expenses, pay bills on time and take the stress out of managing money. MyBudget can help you build a plan that supports your long-term financial wellbeing.

  • MyBudget helps people take control of their finances by creating a personalised budget, organising their bills and providing day to day money management support. We help reduce financial stress, manage debt, build savings and give clients a clear, structured plan for their financial goals. With over 25 years of experience and more than 130,000 Australians helped, our system provides stability, confidence and long term results.

  • Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

  • Most Australians qualify for MyBudget because our service supports a wide range of financial situations, from managing everyday expenses to serious credit card debt, overdue bills or debt consolidation needs. At your free appointment, a money coach will review your income, debts, financial commitments and goals to confirm if MyBudget is the right fit. If you want budgeting help, debt relief options, or a clearer personal budget, we’re here to support you.

  • MyBudget is a budgeting, debt solutions and money management service, not a licensed financial adviser. We specialise in personal budgeting, debt help, cash flow management and savings plans to reduce money stress and help you work toward your goals. We do not recommend specific financial products or investments. If you need investment or specialised financial planning advice, we may suggest speaking with a licensed financial adviser while we support you with a strong personal budget and debt management plan.

  • No. You stay in control at every step. MyBudget provides the guidance, tools, and support to help you make informed decisions, but you’re always the one in charge of your financial journey.

In the media

MyBudget has been featured in leading Australian media and trusted publications.

  • MyBudget Reviews

    We have been with MyBudget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the MyBudget forward planning budget.

    Ali | MyBudget client

  • MyBudget Reviews

    MyBudget has been a great way to help me with my money. They are always so kind and willing to help and truly care about helping their customers. I would recommend this service to ANYONE struggling with their money.

    Emily | MyBudget client

  • MyBudget Reviews

    We have been using MyBudget for a number of years and it has unlocked thousands of dollars of our wages that we were just flittering away. The simple and easy to use online interface allows me to add and update bill amounts and timings. I never have to worry about having enough money when it comes time to pay a bill, MyBudget takes care of all of that. The decision to go with MyBudget was life changing.

    Dave | MyBudget client