Free Australian Home Buyers Guide | Step-by-step Buying Checklist
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Free Home Buyers Guide

This free home buyers guide has checklists, budgeting tools, and expert tips to help you go from dreaming to owning your home.

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Tablet displaying MyBudgetLoans’ free Home Buyers Guide for Australian buyers, helping people budget, plan and get financially ready to buy a home.

How to buy a house

A step-by-step guide to buying a home in Australia, from saving for a house deposit to settlement.

Home-buyer checklists

Home-buyer checklists

Stay organised at every stage of your home-buying journey. This free guide includes checklists for documents, finance and settlement, plus a monthly budget planner to keep you financially ready.

Understand home loans

Understand home loans

Get clear on the home loan process. Learn how deposits, interest rates, LMI and fees work, and use the guide to estimate how much you can borrow.

First home buyers

First home buyers

Buying your first home? This guide covers Australian grants, schemes and concessions, plus what to consider in your state.

Tammy Barton, MyBudget Founder and Director, leading a personal budgeting service that has supported more than 130,000 Australians for over 25 years.

Tammy Barton | Founder and Director

The MyBudget difference

  • Get a customised budget plan to help you live the life you want
  • Relax while we do all the work to keep your budget on track
  • Save money faster with money experts and an automated system
  • Stay ahead with free money tools and resources.
Find out more

MyBudget FAQs

  • MyBudget helps people take control of their finances by creating a personalised budget, organising their bills and providing day to day money management support. We help reduce financial stress, manage debt, build savings and give clients a clear, structured plan for their financial goals. With over 25 years of experience and more than 130,000 Australians helped, our system provides stability, confidence and long term results.

  • At MyBudget Loans, as your broker, we have access to a wide panel of lenders, allowing us to compare a diverse range of products and find the one that is perfectly tailored to your unique financial situation. On average, our clients save $10,000 in repayments per year by refinancing with us.

  • MyBudget Loans specialises in helping homeowners and families simplify their debts and reduce monthly repayment pressure by finding better home loan refinancing solutions. Our team of experts is also equipped to help you secure competitive interest rates on new personal loans and construction loans, ensuring you get the right lending solution for your specific financial needs.

  • The first step in comparing your lending options is completely free and without obligation. You can book a free home loan health check or initial call with a MyBudget Loans specialist to review your current mortgage and explore how much you could save through refinancing, which is a great way to start taking the weight off your shoulders.

  • Yes, we can help you set and achieve specific savings goals, whether it’s for a holiday, home deposit, or emergency fund. Our team will work with you to develop a realistic plan that fits your timeframe and budget.

  • MyBudget helps you increase your savings by creating a structured plan around your income, expenses and financial goals. Instead of saving whatever is left over, we allocate money intentionally and provide ongoing support so you stay consistent. Over time, this structure makes saving more predictable and sustainable.