Need a loan or juggling multiple debts?

We specialise in finding tailored loan solutions, even if you’ve been knocked back before.

Whether you need help consolidating debt, managing repayments, or securing a personal loan, we make it simple. And if you’ve got bad credit, we can still help!

Consolidate debts into one easy-to-manage loan
Compare options from trusted Australian lenders
Get repayment terms that suit your lifestyle
Home loans, personal loans, car loans.

There’s no obligation to proceed, just expert support and tailored loan options designed to help you move forward.

Powered by MyBudget, helping 130,000+ Australians for over 25 years to reduce debt and grow savings.

MyBudget Loans may be able to assist you with a loan even if you have unique circumstances, like a bad credit history.

We only require a few more details so you can get on with a life free from money worries.

How we can help

Home loans

We’ll go over and above to guide you through the home loan process, from application to final settlement, and do all the paperwork in between. We can also pre-approve your home or investment loan.

Debt consolidation

Are high-interest debts hurting you? Are you juggling multiple debts? Let our debt consolidation experts make a difference by finding a simpler, money-saving loan for you.

Mortgage refinancing

Are you paying too much for your mortgage? Would you like to release equity in your home? We’ll go the extra mile to help you free up cash and potentially save thousands.

Car loans

Our experienced lending team will help you compare rates, loan features and loan terms. Don’t let a bad credit rating prevent you from talking with us.

Personal loans

Working towards a new car, a wedding or something else? We’ll help you find a competitive interest rate and loan term to suit your personal borrowing needs.

Construction loans

Building or Renovating? A building or construction loan is funded in progressive payments to your builder, so you only pay interest on the amount you borrow as and when each stage of build is completed.

Don’t just take our word for it

We’re often featured in many trusted sources

Amazing and friendly service from the team from MyBudget and MyBudget loans. We recently refinanced our home loan and had a great experience!

AbbyMyBudget Loans client

The loans team have been a fabulous support in helping us refinance and get more savings.

AshleighMyBudget Loans client

Michael just saved us $4,000, including interest, after successfully challenging a lender over their loan process.

GayleMyBudget Loans client

I had a goal and timeframe in mind to clear a loan, I was able to achieve all and above with the services provided.

HayleeMyBudget Loans client

MyBudget Loans FAQs

What is MyBudget loans?

MyBudget Loans is a brokerage service that helps you explore a range of lending options from a range of trusted Australian lenders. Whether you’re buying a home, consolidating debt or looking for a personal loan or car loan, we guide you through the process to find a solution that fits your needs.

What types of loans can I apply for through MyBudget Loans?

We can help you compare and apply for:

Home loans
Bad credit loans
Debt consolidation loans
Personal loans
Lifestyle and emergency loan
Loans for medical expenses, car repairs, or other major costs
Reverse Mortgage

Can I use MyBudget Loans to consolidate debt?

Yes. If you’re juggling multiple debts, we may be able to help you roll them into one manageable loan with a single repayment. This can simplify your finances and reduce your overall interest.

Will enquiring with MyBudget Loans affect my credit score?

No, simply enquiring with MyBudget Loans won’t affect your credit score.

If you choose to proceed with a specific lender, a credit check may be part of their assessment process.

Do I have to be a MyBudget client to use MyBudget Loans?

No. You don’t need to be a MyBudget client to access MyBudget Loans. However, if you’re also interested in budgeting support, we can help with that too.

What do I need to apply?

You’ll need to provide some personal and financial information, including your contact details, income, expenses, and identification. Don’t worry, we’ll walk you through every step.

Can’t find what you’re looking for? More FAQs.