FIFO Workers - Savings & Budgeting Solutions | MyBudget
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Budgeting help for FIFO workers

A tailored budget plan to make the most of your income.

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FIFO life is unique. With changing rosters and fluctuating pay cycles, a clear money strategy helps you stay in control and get ahead.

  • Get visibility and control of your money
  • Pay bills on time, get out of debt and start saving
  • Plan for your future with confidence.

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget clients Megan and Creagh found debt relief after paying off five credit cards in 10 months with personalised debt help and budgeting support in Australia.

Megan & Creagh | MyBudget clients

Bring financial balance to your life…

Plan ahead

Plan ahead

When you budget with us, all of your income and expenses are planned 12-months in advance that shows you exactly where your money is going and how you can start saving.

Build a budget

Build a budget

We help you build a budget that supports your lifestyle. Whether you want to stop living pay to pay, get out of debt or start saving for a holiday, we help you budget for the life you want.

Get back on track

Get back on track

Our caring team and custom budgeting technology manages your income, bill payments and automates your savings, freeing up your time so you can stop worrying and start living.

Create a safety net

Create a safety net

Every budget we design puts aside money to prepare you for the unexpected. Enjoy peace of mind by having savings and flexibility built into your budget.

Get 24/7 visibility

Get 24/7 visibility

Instantly see how changes affect your budget plan, track spending easily and see 12-months ahead for total peace of mind.

You don’t have to do it alone

You don’t have to do it alone

We’re with you every step of the way. We care about you achieving your financial goals as much as you do, which is why an expert Money Coach is only ever a phone call away.

FIFO budgeting FAQs

Can’t find what you’re looking for? See more FAQs…

  • MyBudget understands the unique challenges faced by FIFO workers, such as irregular income and long periods away from home. We create a customised budget to ensure steady cash flow, covering both work-related and home expenses while helping you save.

  • Yes, MyBudget helps you make the most of high-income periods by creating a structured plan that ensures your money lasts between fluctuating income. This approach makes it easier to manage finances when you’re on or off rotation.

  • We provide a personalised budget plan that adapts to your lifestyle. This plan gives you full visibility of your finances and helps you plan for the future, MyBudget reduces the financial stress that comes with irregular income.

  • Yes, the MyBudget app lets you track your finances in real-time, even when you’re on rotation. This includes monitoring savings, expenses, and any upcoming bills, giving you full control over your finances wherever you are.

  • Yes, we’ll work with you to balance short-term goals, like holidays or travel, with longer-term financial planning. This way, you can enjoy the benefits of FIFO income while building financial security.

  • MyBudget combines an expert money coach with budgeting tools designed to give you full visibility of your finances. Our team is here to support you with expert advice that adapts to the unique needs of FIFO work.

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  • MyBudget Reviews

    MyBudget helps me with my FIFO lifestyle by managing my money so I don’t miss payments. Messages are replied to in a timely manner. The app helps me keep an eye on the budget at a glance and is easy to understand. I can save and any surplus I can also use towards renovations or unforeseen events comes in handy. It’s basically like set & forget & having my own accountant.

    Sonya | MyBudget client

  • MyBudget Reviews

    We’ve been using MyBudget for over 4 years now and this is our 3rd time back. The customer service team are polite and professional. We never feel alone and always supported. We are debt free and saving for a house deposit. If you feel the mountain is too high to climb alone, contact MyBudget. You won’t be disappointed!

    Dani | MyBudget client

  • MyBudget Reviews

    Amazing and friendly service from the team from MyBudget and MyBudget loans. We recently refinanced our home loan and had a great experience!

    Abby | MyBudget client

  • MyBudget Reviews

    Best decision I’ve ever made is using MyBudget. As a family of 5 things get tight and out of hand. I’ve managed to pay off my debt, pay all my bills, buy 2 new cars and take family on several overseas trips including a big trip to Disneyland. I could never have this lifestyle if it wasn’t for MyBudget.

    Aleta | MyBudget client