Take Control of Your Money With a Personal Budget

If you’re overwhelmed, the right structure can change everything. Our personalised budget plan gives you 12-month visibility, real clarity, control and a clear path forward.

  • Pay your bills on time and stay in control
  • Reduce debt with a clear, structured plan
  • Build savings and achieve your financial goals faster
Start your journey with a no-obligation chat with our team.

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget clients Erin and Adam spending precious family time after getting their finances back on track with budgeting support and saving for big goals like a house deposit in Australia.

Erin & Adam | MyBudget clients

Budgeting support to help you take control

When you budget with us, your income and expenses are planned up to 12-months ahead. We provide structure and support so that your bills are paid on time, your debt is reducing and your savings are growing.

Build a personal budget

Build a personal budget

We help you create a realistic plan that supports your lifestyle and your financial goals, paying off debt, saving for the future, and enjoying the life you want.

Automate bills & savings

Automate bills & savings

We automate your bills and savings so your budget runs smoothly in the background, freeing up your time so you can stop worrying about money and start living.

Support when you need it

Support when you need it

You’re never on your own. Our caring money experts help you stay on track and keep moving toward financial freedom. Support is always just a call away.

Why is budgeting important?

A budget shows you where your money is going, what your commitments are and how close you are to achieving your financial goals.

What are the benefits of having a budget?

  • Track spending to stay within your means
  • Reduce stress by planning for bills and unexpected costs
  • Pay off debt, grow savings and plan confidently.

With the right visibilty, structure and support, see how your financial situation can improve with MyBudget.

130000+

People helped

25+

Years of service

Tammy Barton, Founder and Director of MyBudget, with team member Tara, leading expert financial coaching and debt solutions for Australians.

Tara & Tammy | MyBudget team members

How much does MyBudget cost?

At MyBudget, it’s not a one-size fits all approach. Your 12-month budget is tailor made for you. Fees are transparent. They’re dependent on the complexity of your financial situation and based upon the level of support you need.

  • Your first appointment is free
  • Take home a tailored 12-month budget plan
  • No lock-in contracts.
MyBudget clients Erin and Adam spending precious family time after getting their finances back on track with budgeting support and saving for big goals like a house deposit in Australia.

Erin & Adam | MyBudget clients

Erin & Adam saved $70,000 in 2 years

With MyBudget, Erin and Adam turned financial uncertainty into stability, with a clear budget and a supported plan to reach their goals.

Here’s what they achieved:

  • Saved over $70,000 for major life goals
  • Switched from stressful spreadsheets to a clear, simple system
  • Achieved milestones like buying a home and starting a family.

Personal budget FAQs

Can’t find what you’re looking for? See more FAQs…

  • No. You stay in control at every step. MyBudget provides the guidance, tools, and support to help you make informed decisions, but you’re always the one in charge of your financial journey.

  • MyBudget helps people take control of their finances by creating a personalised budget, organising their bills and providing day to day money management support. We help reduce financial stress, manage debt, build savings and give clients a clear, structured plan for their financial goals. With over 25 years of experience and more than 130,000 Australians helped, our system provides stability, confidence and long term results.

  • Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

  • Many people qualify for MyBudget services if they have a regular income paid into an Australian bank account and meet our eligibility requirements. During your free appointment, we’ll review your financial situation and explain whether our service is the right fit for your circumstances. If you’re looking to reduce debt, build savings or get better control of your money.

In the media

MyBudget has been featured in leading Australian media and trusted publications.

  • MyBudget Reviews

    Not judged or treated badly the customer support every time have been amazing like nothing I’ve experienced. Speaking to real aussies on the phone who genuinely care for you. I cannot thank my financial advisor for recommending MyBudget as this has saved me. I was one payment away from defaulting and this has saved my houses.

    Joseph | MyBudget client

  • MyBudget Reviews

    One of the BEST things I’ve done is joining MyBudget (seriously). The staff are professional and really want to help you with any money issues you may have and try and help you to start saving money. Do you want to get bills paid early and on time, save money for now and the future plus emergencies? YES… Money is important and MyBudget seems to handle and control my money better. Friendly staff with great advice.

    Brian | MyBudget client

  • MyBudget Reviews

    I recently joined MyBudget and so far I’ve had one of the best experiences with MyBudget, everyone I’ve spoken to so far has made me feel so comfortable and tended to every need and question I’ve had! Going into such a new thing I was quite nervous and not sure how it would work out and had a lot of anxiety around the situation but overall it’s been such an amazing and positive experience and I would highly recommend this to all my family and friends!

    Isabella | MyBudget client