Your freeBaby checklist: plan, budget & prepare

The average cost of having a baby in Australia ranges from $4,000 to $10,000 in the first year. Our checklist helps you plan for those upfront and ongoing expenses.

Our free baby checklist includes a full hospital bag list for both mum and bub, plus the optional extras you won’t want to forget.

Not at all. Our checklist encourages second-hand, borrowed or shared items. It’s all about what fits your budget.

Absolutely. The checklist is designed to complement your budget. For more help, book a free consultation and we’ll create a personalised baby budget just for you.

Use the checklist to plan ahead, and pair it with our free Personal Budget Template. MyBudget can also help you build a savings buffer before your income drops.

The checklist prompts you to apply for Paid Parental Leave, Family Tax Benefits and more through Services Australia. For step-by-step tips on applying for support payments, stretching your parental leave, and budgeting for your growing family, check out our detailed budgeting for a baby blog.

We do all the work so you don’t have to worry. Our dedicated team will set up your MyBudget account where all of your bills, savings and payments are managed for you. We do the heavy lifting that relieves money worries. Using income deposited into your MyBudget account, we pay your bills, set aside savings, and automate your finances so you can achieve your financial goals.

MyBudget is a powerful and worry-free way to manage your money. MyBudget’s budgeting and payment platform maps out the future of your money. Your budget stays on track because your bills, savings and financial goals are automated and managed within one powerful platform. You have all the benefits of visibility, structure, automation and control in the convenience of an app, plus the support of our money experts.

Your MyBudget journey begins with an initial conversation with one of our money experts. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a complete picture of your 12-month budget plan that is yours to keep for FREE!

This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.

Our clients come from all walks of life. From young to old, casual workers to CEOs, from people on government benefits to those with six-figure salaries. The requirements are that you have a regular and reliable income that is paid into a bank account. You will need to meet minimum income and serviceability thresholds.

During the initial chat, we will ask you some questions about your financial situation to assess your eligibility.

Your first appointment with MyBudget is free. If you decide to join, your fees will depend on the complexity of your financial situation and the level of support you need. Our mission is to improve financial wellbeing, so our fees are designed to be an affordable investment towards helping you achieve your financial goals.

MyBudget is a budgeting, debt solutions, and money management service. We provide a range of structure and support services associated with managing your personal expenses. While we do hold an Australian Financial Services Licence (AFSL) and Australian Credit Licence (ACL), we are not financial advisors and offer general financial advice only. For personal financial advice or financial product recommendations, we recommend you seek the services of a licensed financial advisor.