Loans

Great or poor credit, we can help.

Clients can access exclusive MyBudget Loans and discount mortgage rates.

Bec & Jarrad
Clients since 2016

Pay less, live more

We’re committed to helping MyBudget clients live their best lives

Reduce your payments

Request a free home loan health check today. Our lending team can review your current mortgage and look for savings.

Get into your own home sooner

We’ll help you navigate home buyer schemes, as well as find the right loan and help you apply.

Simplify your debts

Reduce stress and save money by letting us compare your debt consolidation and debt restructuring options.

Experience the MyBudget Loans difference

  • We can help borrowers who can’t meet standard lending criteria, including poor credit history
  • Exclusive access to MyBudget clients
  • We can help you get approved, get ahead and then stay ahead
  • We offer affordable, life-improving loans – if the solution doesn’t fit, we don’t recommend it
Leah | MyBudget staff member

Clients refinancing with MyBudget Loans save on average $5,000 in repayments per year

How much could you save?

Home loans

We’ll guide you through the home loan process, from application to final settlement, and do all the paperwork in between. We can also pre-approve your home or investment loan.

Debt consolidation

Are high-interest debts hurting you? Are you juggling multiple debts? Let our debt consolidation experts find a simpler, money-saving loan for you.

Mortgage refinancing

Are you paying too much for your mortgage? Would you like to release equity in your home? We can help you free up cash and potentially save thousands.

First home loans

We can help you get into your first home, and help you navigate the schemes and incentives available to first home buyers.

Car loans

Our lending team will help you compare rates, loan features and loan terms. Don’t let a bad credit rating prevent you from talking with us.

Personal loans

We’ll help you find a competitive interest rate and loan term to suit your personal borrowing needs.

Construction loans

Building or Renovating? A building or construction loan is funded in progressive payments to your builder, so you only pay interest on the amount you borrow as each stage of build completes.

Client success stories

“Amazing and friendly service from the team from my budget and my budget loans. We recently refinanced our home loan and had a great experience! ”
AbbyJoined Jul 2021

“The loans team have been a fabulous support in helping us refinance and get more savings.”
AshleighJoined Dec 2018

“Michael just saved us $4000 including interest after successfully challenging a lender over their loan process.”
GayleJoined Apr 2020

“I had a goal and timeframe in mind to clear a loan, I was able to achieve all and above with the services provided.”
HayleeJoined Mar 2019

Are you a MyBudget Loans client?

Log in to your loan product’s internet banking below

BSB 610-101

BSB 032-813

BSB 012-666

BSB 083-545

MFAA accredited member

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