What we do

At MyBudget we help people to improve their financial position by tailoring money management solutions to suit their financial goals. This means we help people in a range of financial situations to never worry about money.


We help manage your finances, so you don’t need to stress over your financial situation. The emotional freedom that you can achieve by using our service can allow you to live the life you want, free from money worries. Think about everything that you could spend your energy on if you never had to worry about money!


Whether you need to consolidate your debt, are looking to save money, or you simply need help managing your money, we can help.


Here are some of the ways we help people reach their financial goals.


Debt consolidation

Debt consolidation may help you get your life back under control and make it easier to manage your debt. There are many ways to consolidate debt, so which one is right for you?


We can help you to understand your options and make the right decision. We aim to minimise the total cost of managing a debt, and make repayments affordable.

Find out more about debt consolidation

Get out of debt

Getting out of debt could be easier than you think. There’s no financial situation too challenging for us. We'll suggest a range of solutions for your specific needs, and help you pave a path to financial freedom.


No matter your financial scenario, we’re ready to help.

Find out more about getting out of debt

Debt management

The clearest path to financial freedom is a strong plan for maximising your money to pay your debts off faster. We provide the guidance, structure and support to help you get there.

Learn more about debt management

Debt agreements

Part 9 and Part 10 Debt Agreements are the best solution for many clients. Learn about what they are and what they could mean for you here.

Learn more about debt agreements

Need to improve your credit rating?

The only way to repair your credit rating is to put the right strategy in place. Over time, this will improve your profile as you demonstrate your ability to manage your money and meet your commitments.


We can help you tackle your bills, get on top of your debt, and improve your financial fitness.

Learn more about bad credit

Bill payments

We can help you prioritise your bills and pay them on time. This helps you take control of your money. You deserve to live your life free from money worries.

Never miss a bill payment

Bankruptcy and personal insolvency

It's important to understand your insolvency options and understand the impact of each solution. We can help you determine what’s right for you. Many of our clients are able to avoid insolvency by using our debt management services.


In some cases insolvency, including bankruptcy, will be the best solution. If that's the case, we can work through the entire process with you without judgement.

Learn more about bankruptcy and personal insolvency

Credit card debt

Reduce your reliance on the plastic and start paying off your debt. Managing your money to avoid relying on credit cards is an important part of improving your financial fitness.

Learn more about credit card debt

Money management

We can help you with a money management plan that reduces stress, provides clarity and sets aside money for what matters. A well-designed money management plan will put you in the path towards your financial goals.

Get help with money management

Saving money

Whether you're saving for a house deposit, a new car, a holiday, or simply putting money aside for a rainy day, we can help you on the path to reaching your savings goals.

Start saving money

Our clients tell their story

Be inspired by their success stories