myths about loans

Home Loans

... a Pepper Home Loan Customer? Log in ... refuse your loan application. MyBudget Loans may help. ...

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Home Loans

... a Pepper Home Loan Customer? Log in ... refuse your loan application. MyBudget Loans may help. ...

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10 credit card facts you need to know

I got this question from a MoneyTalks reader: "My younger brother has just turned 20 and landed his first regular job. To mark the occasion, he's applied for a credit ... debt. So, let's dispel the myths about credit cards and focus ...

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Live like a millionaire

I'm sometimes asked to recommend books about budgeting and personal finance. Regrettably, I never find enough time to read these days, but I do have some favourites which ... Millionaire Next Door dispels these myths. Decades of research shows that ...

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Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... helpful translations. Interest-only loans are exactly that. The loan payments cover interest ... in property investing because interest-only loan repayments (when compared with combined ...

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Making sense of mortgage jargon (part 1)

... is here to demystify home loan terminology and explain what the ... ... Doc describes a Low Documentation Loan, which is designed mainly for ... MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or ...

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Interest-free finance: how it really works

We'll soon start to see mid-year sales pop up. If you've been saving for something special, the sales might be a good time to go shopping. But retailers will also try ... them didn't understand how interest-free loans work and others got caught ... period for cash advances. Cash loans begin attracting interest immediately and ...

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RBA interest rate cut: what does it mean for you?

Yesterday, the Reserve Bank of Australia (RBA) cut the official interest rate by 0.25% to 3.0%. What does that mean for you and what will interest rates look like in ... a benchmark for variable rate loans from financial institutions in the ... MyBudget clients home loan refinancing, mortgages, and car loans with flexible terms ...

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What to do if your car payments are falling behind

Are you behind in your car loan payments? Are you afraid of having your car repossessed? Let's look at your options. ... is much cheaper and/or your loan balance is small. More importantly ... the outstanding balance of the loan after they have deducted the ...

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Lessons from Greece

Unmanageable debt can creep up on anyone. It can happen to low income earners or high income earners. It can happen to businesses and companies. It can even happen to ... won't have to default. Those loans, if they eventuate, are likely ... seeking a bad debt consolidation loan—the loan may provide some immediate ...

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Manage good debt, minimise bad debt

Good vs. bad debt Living a life which is completely and forever debt-free is a situation few Australians will ever experience. Nearly all people who buy a home rely on ... debt is usually associated with loans for investments that reliably increase ... minimum required instalment on your loan. Doing your research—understand that ...

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What can you do if your mortgage gets behind?

... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... ... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... Most people rate their home loan as their most important financial ...

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What is peer-to-peer lending?

In the age of social networking and social media, it's little surprise that social finance would follow. The ABC's The Checkout, recently ran a segment about peer-to ... have had a stranglehold on loans and social lending is likely ... the fact that a loan is a loan. Peer-to-peer lending has all ...

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The Hidden Costs of Buying a Home — Revealed!

When it comes to buying a house, the deposit is just the beginning. Legal fees, stamp duty, bank and insurance charges, not to mention moving costs, can all add up to ... is a condition of home loan borrowing where your mortgage lender ... lower than interest charges on loans, it makes sound financial sense ...

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Happy New Year! Time to set your goals for 2014.

Happy New Year! As the current year draws to a close, it's time to start focusing on your goals for 2014. What do you want to achieve with your finances next year? It ... ,000 to use as a loan deposit. 2013 milestones: $2,500 ... ? A holiday? Pay down other loans? Top up your super? If ...

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