#MyBudgetGoals Competition

Nothing makes us happier than helping your dreams come true!


To celebrate your achievements, we’re running a 12-week #MyBudgetGoals Instagram photo competition.


There are 11 weekly prizes of $100 and a grand prize of $1000!


See full details and how to enter below.

Your chance to win $1000 is easy as 1, 2, 3!


Step 1:

Follow @mybudgetau on Instagram


Step 2:

Post a photo and description on Instagram (as a feed post, not story) of you achieving your goal – make sure your profile is set to ‘public’


Step 3:

Tag us @mybudgetau in your update and use the hashtag #MyBudgetGoals in your description to be eligible to win.

Please note, this competition is only open to current MyBudget clients. It starts Thursday 25 June and ends Wednesday 16 September 2020 with the grand prize draw that day. For Terms and Conditions, please see below. 


Paid off debt, got married, saved deposit to build a new home!

“In three years we cleared all debt, welcomed our third child, got married and paid for our entire wedding ourselves AND we have just put our deposit down to build our own home. Something we didn’t think was even possible on one income.”


Home renovations!

"Our amazing deck!!! The pinnacle of our home reno that included a full render and new bathroom. Without the budget we could not have done this!!!”


Buying a car!

“Thanks to all the wonderful staff at My Budget. Couldn't have done this without you. :)”

Terms and Conditions


  1. In this document, “MyBudget” refers to MyBudget Pty. Ltd., ABN 82 093 118 597. 

  2. “The “Competition” refers to the MyBudget Goals Competition running from Thursday 25 June 2020 to Wednesday 16 September 2020. 

  3. “Entrants” are individuals who participate in the Competition and satisfy MyBudget qualifying criteria. 

  4. “Winner” refers to the winning Entrants of the Competition. 


  1. By entering the Competition, Entrants agree to and accept to be bound by the Terms and Conditions listed herein and by MyBudget’s decisions. For any clarification/queries in connection with the Terms and Conditions, please contact marketing@mybudget.com.au

  2. The competition is open to Australian residents over the age of 18 who are deemed by MyBudget to be current MyBudget clients. MyBudget reserves the right to verify the identity of Entrants via photographic identification. This Competition is not open to MyBudget staff. 

  3. In order to enter the Competition, the Entrant must enter via Instagram. Entrants must log in to their Instagram account and then search for and follow our @mybudgetau channel. Next, they need to upload a photo to the Instagram feed (not stories) and tag it with the hashtag, “#MyBudgetGoals” and the handle “@mybudgetau”. The Entrant’s Instagram profile must be set to ‘public’ in order to be eligible. 

  4. Each Entrant may submit as many Entries as he or she likes, but each Entrant is only eligible to win one (1) weekly prize in this Competition. All entries will be eligible for the grand prize. Only one (1) Entrant is permitted per MyBudget account – i.e. a couple sharing a MyBudget account may not enter via multiple profiles. MyBudget cannot guarantee that all persons attempting to enter will be able to participate.

  5. By submitting an Entry, each Entrant warrants and represents that (i) he or she owns the content or has the proper rights or necessary permission to use it (including permission from the parents of any person under the age of 18 whose recognisable likeness appears in any Photo submitted) and to grant the rights granted to MyBudget by him or her in these terms and conditions; and (ii) the Entry, including the Photo, conforms to these terms and conditions including the Entry Requirements contained herein. MyBudget, in its sole discretion, may disqualify any Entrant (and corresponding Entry) that MyBudget suspects or determines does not meet the Entry Requirements, attempts to subvert, circumvent, or tamper with the entry process or the lawful operation of the Competition, or is found to be acting in an unsportsmanlike or disruptive manner. 

  6. MyBudget reserves the right to disqualify any Entrant submitting an entry which, in the opinion of MyBudget, includes objectionable content, including but not limited to illegal activity, profanity, nudity, potentially insulting, scandalous, inflammatory or defamatory images or language, or which violates any of Instagram’s terms of use. MyBudget’s decision will be final and no correspondence will be entered into.

  7. All Entries may be used, shared or posted by MyBudget at any time during or after the conclusion of the Competition. 

Winners & Prizes

  1. The Competition is a game of skill. Chance plays no part in determining the Winner. Each entry will be individually judged by MyBudget, based upon individual creative merit. Twelve Winners (11 x $100 Visa Debit Card and 1 x $1,000 cash injection into budget) will be selected during the Competition period. Winner selection will take place at MyBudget Head Office at 122 Frome Street, Adelaide, South Australia 5000, on the Wednesday of each week that the competition is running at 12pm ACST, with one (1) Winner being selected per week. 

  2. Winners will be sent a direct message on Instagram to provide their full name.  Winners will then be contacted by telephone and/or email within two (2) business days of each draw. Winners will be published on the MyBudget website at https://www.mybudget.com.au/mybudget-goals after the Winner is contacted by MyBudget. Debit Card Prizes will be posted to Winners by Registered Post to the address we have listed on file by Friday 18 September 2020, provided details have been confirmed by the prize Winners. 

  3. A new Winner will be selected for any unclaimed prizes. Redraws will be held at MyBudget Head Office at 122 Frome Street, Adelaide, South Australia 5000 on the DATE at 12pm ACST with the Winner being notified by phone and email. Results of the redraw will be published on the MyBudget website at https://www.mybudget.com.au/mybudget-goals.

  4. Each weekly Winner (whether an individual or couple) will receive a $100 Visa Debit Card. The grand prize Winner will receive a $1,000 cash injection into their budget. The total prize pool over the Competition period is $2,100.

Personal Information

  1. By entering the Competition you acknowledge that you are providing your information to MyBudget for use as described here, Any personal information collected through this Competition is collected by MyBudget and is collected in accordance with the MyBudget Privacy Policy (https://www.mybudget.com.au/privacy) and the Privacy Act (1988) and the Australian Privacy Principles contained therein. 


  1. MyBudget reserves the right to amend, alter or withdraw these terms and conditions or terminate the Competition at any time without prior notice and may vary the prizes on offer at its sole discretion whether prior to the Competition end or prior to handover of prize(s) to the Winner(s).

  2. This Competition is in no way sponsored, endorsed, or administered by or associated with Instagram, Facebook or Google.

  3. By entering and participating, the Entrant agrees to hold harmless, defend and indemnify MyBudget, Instagram, Facebook, Google, Visa and Australia Post from and against any and all claims, demands, liability, damages or causes of action (however named or described), losses, costs or expenses, with respect to or arising out of or related to (i) Entrant’s participation in the Competition, or (ii) Entrant’s participation in any prize related activities, acceptance of a prize and/or use or misuse of a prize (including, without limitation, any property loss, damage, negligence, personal injury or death caused to any person(s)). The prize is not redeemable for cash, is non-exchangeable and is non-transferable.