Help Pay Bills

Many of the people who approach MyBudget need help paying their debts and bills. Some of them are caught in a cycle of constantly trying to make ends meet; always juggling multiple bills and deciding which to pay first—mortgage, rent, credit card, car payment, medical bills, utilities, school fees? The list of life’s expenses can be nearly endless.

MyBudget helps people pay their bills and learn about good money management.

Paying bills is a fact of life, yet money management skills are rarely taught at school. Instead, we generally learn our money management skills from our parents or carers, by teaching ourselves and through experience. Unfortunately, some of life’s lessons are not as easy as others.

There are a number of reasons to seek help with paying your bills:

• Are you living pay-to-pay with nothing meaningful to show for your money?
• Are you overwhelmed by the number of bills you receive?
• Are you constantly juggling multiple bills and trying to prioritise them?
• Are you too busy to stay on top of your bills?
• Have you had services disconnected because bills didn’t get paid?
• Do you receive regular reminder and overdue notices?
• Do you wish you could put money aside for your bills?

You’re not alone. Thousands of Australians come to MyBudget every year seeking practical help with their debts and bills and wanting to establish better money management habits. Money doesn’t buy happiness, but financial security provides the freedom to make choices.

Why MyBudget’s money management approach is so successful.

The first rule of good money management is budgeting. But, of course, budgeting is usually easier than it sounds. It’s one thing to create a budget; it’s another thing to stick to it.

The success of MyBudget’s model is that we do the heavy lifting for you. In 2011 alone, we managed over 1.5 million payments to creditors and $250 million in salaries. Sticking to a budget becomes much easier when someone else is making sure that your bills are paid on time and that there’s enough money to cover your living expenses.

In other words, when you become a MyBudget client, you don’t lose control of your money, you take control of it. You know exactly where your money is going instead of wondering where it went.

The road to good money management starts with a free consultation.

MyBudget’s money management strategies take into account the big picture. We look at your whole financial situation and create a realistic financial plan that addresses all of your problems.

It starts with a free consultation where we will assess your financial situation in detail. As well as analysing your income and expenses, we also examine and prioritise your bills. We then develop a complete working budget for you. It represents an immediate and long-term financial plan which is based on your goals and your specific situation. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep for free.

We prioritise your bills based on their importance. Your rent or mortgage payments, for example, would be rated top priority whereas a DVD rental account would be rated low priority. Of course, your personal priorities are very much taken into account.

If you do become a MyBudget client, we can also communicate with your creditors on your behalf and negotiate payment plans for any outstanding debts. This is usually a huge relief for clients who’ve been receiving harassing phone calls and letters from creditors and collectors.

As MyBudget works away in the background, you learn valuable money management skills that ultimately become lifelong habits. Many of our clients observe that through MyBudget they learnt to understand the value of money, to control their spending, stop living on credit, set and achieve savings goals, and finally live free of financial stress and worry.

We help you make the right money management decisions.

You make money management decisions every day. It’s a money management decision when you decide what to buy, where and how to shop, what bills to pay and when, and whether make a purchase with cash or credit. You will continue to make your own money management decisions, but MyBudget will be there to guide you towards decisions that serve your goals.

Imagine what it will feel like when all of your bills are paid on time and you still have money left over for your every day expenses—not to mention savings for rain days and special occasions.

MyBudget helped Jem develop good money management skills. We can help you, too.

Before MyBudget, Jem was constantly short of money. Since joining MyBudget, he’s never had the phone or internet disconnected and he’s finally able to enjoy an active social life.

MyBudget’s money management advice is independent and free. And just one phone call away.

A free consultation with MyBudget is an opportunity to gain deep insights into your financial situation and all of your options. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep at no charge.

Change doesn’t have to be difficult. The first step is always the hardest, but in this case it’s as simple as making a phone call. Take the step today to get out of debt and start saving. It’ll be the best decision you’ve ever made.