Need a loan or juggling multiple debts?

We specialise in finding tailored loan solutions, even if you’ve been knocked back before.
Whether you need help consolidating debt, managing repayments, or securing a personal loan, we make it simple. And if you’ve got bad credit, we can still help!
  • Consolidate debts into one easy-to-manage loan
  • Compare options from trusted Australian lenders
  • Get repayment terms that suit your lifestyle
  • Home loans, personal loans, car loans.
There’s no obligation to proceed, just expert support and tailored loan options designed to help you move forward.
Powered by MyBudget, helping 130,000+ Australians for over 25 years to reduce debt and grow savings.
Powered by MyBudget, helping 130,000+ Australians for over 25 years to reduce debt and grow savings.

MyBudget Loans may be able to assist you with a loan even if you have unique circumstances, like a bad credit history.

We only require a few more details so you can get on with a life free from money worries.

How we can help

Don’t just take our word for it

We’re often featured in many trusted sources

Amazing and friendly service from the team from MyBudget and MyBudget loans. We recently refinanced our home loan and had a great experience!

AbbyMyBudget Loans client

The loans team have been a fabulous support in helping us refinance and get more savings.

AshleighMyBudget Loans client
Michael just saved us $4,000, including interest, after successfully challenging a lender over their loan process.

GayleMyBudget Loans client
I had a goal and timeframe in mind to clear a loan, I was able to achieve all and above with the services provided.

HayleeMyBudget Loans client

MyBudget Loans FAQs

What is MyBudget loans?

MyBudget Loans is a brokerage service that helps you explore a range of lending options from a range of trusted Australian lenders. Whether you’re buying a home, consolidating debt or looking for a personal loan or car loan, we guide you through the process to find a solution that fits your needs.

What types of loans can I apply for through MyBudget Loans?

We can help you compare and apply for:

  • Home loans
  • Bad credit loans
  • Debt consolidation loans
  • Personal loans
  • Lifestyle and emergency loan
  • Loans for medical expenses, car repairs, or other major costs
  • Reverse Mortgage

Can I use MyBudget Loans to consolidate debt?

Yes. If you’re juggling multiple debts, we may be able to help you roll them into one manageable loan with a single repayment. This can simplify your finances and reduce your overall interest.

Will enquiring with MyBudget Loans affect my credit score?

No, simply enquiring with MyBudget Loans won’t affect your credit score.

If you choose to proceed with a specific lender, a credit check may be part of their assessment process.

Do I have to be a MyBudget client to use MyBudget Loans?

No. You don’t need to be a MyBudget client to access MyBudget Loans. However, if you’re also interested in budgeting support, we can help with that too.

What do I need to apply?

You’ll need to provide some personal and financial information, including your contact details, income, expenses, and identification. Don’t worry, we’ll walk you through every step.

Can’t find what you’re looking for? More FAQs.