We meet tens of thousands of people every year who are tired of working hard to just makes ends meet. Many of them tell us that they don't know where their money goes. As fast as it comes in, it goes out again and they're continually waiting for their next pay.
They have every intention of saving and trying to get ahead, but expenses keep cropping up. It's hard to save for little things, like birthdays and concert tickets, let alone big goals, such as a house deposit, a car or overseas holiday.
But until you’ve looked at your finances closely, it’s difficult to know your exact financial position. Most people who come to see us are amazed by how far their money could go when they have a budget to follow.
At MyBudget, the budget plans we design are money management plans that take a long-range view of your finances.
What would you do with the money you save? Pay down your mortgage? Top up your super? Book a holiday? How about just enjoying the feeling of security that could come with having savings to fall back on?