Trying to manage debt on your own?

With multiple debts, your life feels like a mess. Trying to tidy up has taken the joy out of living life. Debt is a frustration that won’t go away.

More often than not, you’re overwhelmed by thoughts of how you’re going to pay off your debts. Even more frustrating are the interest rates on those debts which won’t stop piling on.

You hesitate to pay for simple everyday things. When you’re around friends and family, fights break out over talk about money.At night, you lay in bed, unable to sleep.

You’re sinking in penalties and charges. The debt collectors have arrived. They’re knocking at your door. You just want them to go away.

You have no savings. Your credit cards are maxed out. No one will give you another loan. You can’t pay them.

It might be time for a debt management plan.

How can a debt management plan help you?

Without financial training, managing debt is like trying to get from one location to the next -- without a map or GPS.

The moment you get going, you get lost. Very soon, you have no idea where you are. You’re so lost you don’t know how to get back to where you began.

A debt management plan is like a map. It’s designed to give you a clear road to follow so you can --

Pay off your debts sooner in an affordable way
Maximise your income so you can meet everyday expenses
Keep money in your pocket so you can achieve your life goals sooner
Create a brighter future for yourself and your loved ones
And most importantly -- stop worrying all the time and relax!

Need help creating a debt management plan?

Book a free consultation now

How we develop a debt management plan that works for you

Creating a debt management plan begins simply and costs you nothing.

We meet for a friendly chat

We take a closer look at your numbers

We put your debt management plan together for you

We take some time out of our day to meet with you.

We talk about what you spend your money on. We discuss your short and long-term financial goals.

We talk about what a brighter future looks like -- to you.

By talking about your expenses and looking more deeply at your financials, we can help you see why you’re under so much debt stress.

We can talk about how you stay in control of your money. How to stop relying on loans so much. Most importantly, we can start working out how to reduce your debts.

With the numbers we’ve talked about, we’ll help you create your debt management plan.

This is the map that can give you a clear road to follow. A road without too many bumps, humps or bends.

A road towards a future where you’re debt free and no longer stressing about money.

Need help creating a debt management plan?

Book a free consultation now

How we help you stick to your debt management plan

Helping you create a debt management plan is just the beginning. Following through on the plan is the next step.

On your own, it can be hard. We’re here to help you stay true to your financial goals and assist in every way possible.

We’re intent on seeing you debt free by helping you --

We can prioritise your debt and bill payments so you can optimise the use of your income
Make payments
We can pay your bills and loan payments for you (including to friends and family)
We can help you manage savings to ensure you have enough money for day-to-day living expenses
See with clarity
We can provide you with visibility on your financial progress and give you an idea how long it will take to get out of debt
We can help to take away the stress by talking with your creditors on your behalf
We can negotiate affordable payment arrangements to help get you back on track.

Need help creating a debt management plan?

Book a free consultation now

Short-term debt strategies like payday loans and borrowing cash from family and friends don’t fix the root cause of your debt problems. More often than not, they lead to deeper debt and increased stress levels.

Remember, getting out of debt takes time and dedication. With a sturdy debt management plan you can keep yourself on the road towards being debt free.

Since 1999, our team has worked with thousands of creditors across Australia daily to secure better deals for Aussies that are deep in debt. Each year, our team successfully re-negotiates over 4.8 million payments to creditors.

Our team knows what’s achievable and what isn’t. They will help you find the best debt reduction strategy and work with you and your creditors to develop the debt solutions that work for you.

Because these creditors know our team manage your payments for you with a workable budget, they’re comfortable negotiating payment terms -- in your favour.

We’ve helped countless Aussies create debt management plans

We can help you too. In fact, we’ve already helped over 108,000 Australians get out of debt.

With debt management plans, these people were able to get out debt sooner to live more relaxed lives.

This is what some of them have to say.

Karen & Brenton, MyBudget clients

"We were getting phones cut off, electricity was getting disconnected, having to borrow money from in-laws....MyBudget has helped us in so many ways - knowing that someone else would make that phone call to a creditor or just to make the payment arrangements without you having to do it.”

Karen & Brenton, MyBudget clients

Emma & Brian, MyBudget clients

"MyBudget basically structured our money in a way that we could then afford everything...We caught up on some bills that we were behind on. Now basically we don't have to worry about when we get a bill, because we've got money there to pay for everything that we want.”

Emma & Brian, MyBudget clients

Sarah, MyBudget client

"I had two credit cards, both maxed out. I was only able to pay the minimum payments...[Now] both of my credit cards are completely gone. My loan is completely gone, paid off two-and-a-half years earlier than what it was scheduled to by being able to afford to make extra repayments and cutting down the interest.”

Sarah, MyBudget client

Need a debt management plan now?

If you owe money, a debt management plan can help you out of your fix.

We’ve already helped countless Australians with debt management plans. We can help you too.

If you’d like more information, get in touch on 1300 300 922.

You can also book a free consultation by clicking the button below.

Book a free consultation now

Find out more about MyBudget. Speak to us today. 

We can answer your questions and show you how easy it is to get started.

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