paying off personal loan early

Struggling with credit card debt? Some of your options.

... you thinking about a debt consolidation loan or a credit card balance ... reading "Struggling with credit card debt? Some of your options." ... require a debt consolidation loan to be secured by real estate. Unsecured debt consolidation loans tend ... having a personal or household budget in place, debt consolidation or a credit ...

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Home Loans

... rate than other loan types such as personal & car loans or credit ... free up cash or pay the loan off faster.A debt consolidation loan can be an ...

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Home Loans

... rate than other loan types such as personal & car loans or credit ... free up cash or pay the loan off faster.A debt consolidation loan can be an ...

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What can you do if your mortgage gets behind?

... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... financial pinch. There's Christmas to pay for, summer holidays and extra ... bills to pay first? What are the consequences of not paying a ... options like debt consolidation, but do so very carefully. A debt consolidation loan might free ...

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Making sense of mortgage jargon (part 1)

... is here to demystify home loan terminology and explain what the ... ... at all. You can avoid paying LMI by making sure that ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Lessons from Greece

Unmanageable debt can creep up on anyone. ... ... an individual seeking a bad debt consolidation loan—the loan may provide some immediate ... lessons from it for our personal approach to money management: Create ...

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5 expenses to review once a year

The end of the financial year is a good time to review your household's biggest expenses. Do it once a year and you could save hundreds of dollars. ... make sure that you aren't paying too much for borrowed money. ... already.) If you have a personal loan or credit card balance, now ...

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A new (free!) magazine for entrepreneurial women

I was recently invited to become a contributing columnist to Samara Magazine, a new online magazine that's designed for women interested in business and entrepreneurship ... only managed to survive the early years of self-employment because I ... it hard to pay your bills on time, your personal budget will ...

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Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... withdraw any extra money you pay off your mortgage. It's like ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Manage good debt, minimise bad debt

Good vs. bad debt Living a life which is ... , clothes … Continue reading "Manage good debt, minimise bad ... ... between good debt and bad debt. Good debt is usually associated with loans for ... rather than what you want. Paying your credit card balance in ...

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RBA interest rate cut: what does it mean for you?

Yesterday, the Reserve Bank of Australia (RBA) cut the official interest rate by 0.25% to 3.0%. What does that mean for you and what will interest rates look like in ... securitisations. However, the cost of paying higher interest on savings has ... for a home loan? Scott: We saw Christmas come early yesterday, particularly ...

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Understanding insolvency (bankruptcy and Part IX debt agreements)

Personal insolvency has been rising in ... with increasing amounts of unsecured debt. Personal loans, credit cards and mobile phone ... , and bankruptcy ... with increasing amounts of unsecured debt. Personal loans, credit cards and mobile phone ... able to pay their way out of debt through alternative debt solutions. But ...

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Dangers of going guarantor

... their home to pay off a $150,000 bank loan which they ... ... the borrower stops paying? Could you afford to pay the loan on your ... a person's finances, especially when debt is involved. The couple in ...

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10 tips for budgeting for a holiday

... the baggage of credit card debt or financial stress is not ... money worries. 1. Start planning early. Family holidays, even local ones ... ... money worries. 1. Start planning early. Family holidays, even local ones ... of their pocket money for personal holiday spending. 4. Open a ...

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How to get a default removed from your credit file

After writing a post about how to check your credit report, I got a number of questions from people including is credit repair possible? And can default listings and ... payments; Any personal insolvencies, which includes bankruptcy and formal debt agreements, and ... , then develop a history of paying your bills on time. The ...

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Happy New Year! Time to set your goals for 2014.

Happy New Year! As the current year draws to a close, it's time to start focusing on your goals for 2014. What do you want to achieve with your finances next year? It ... life as much as in personal finance. Goals provide us with ... debts are paid off? Save for a house? A holiday? Pay down other loans ...

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Home loan rate cuts: how to budget the savings

... and circumstances. … Continue reading "Home loan rate cuts: how to budget ... ... Do you have any high-interest debt? This is great opportunity to ... , charge cards or other loans. Consider this: Paying $100 a month, it ...

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First home buyers get into further debt

... five have racked up extra debt on top of their mortgage ... home buyers get into further debt" ... pay more than the minimum repayment required on your mortgage. Consistently paying ... your goals while minimising your debt exposure. We're always here to ...

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10 tips for a debt-free holiday

... the baggage of credit card debt behind. These quick tips will ... and affordable holiday. Start planning early. The earlier you start planning ... the baggage of credit card debt behind. These quick tips will ... and affordable holiday. Start planning early. The earlier you start planning, the ...

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