how to reduce debt - 45 matching results

Struggling with credit card debt? Some of your options.

... you thinking about a debt consolidation loan or a credit card balance ... reading "Struggling with credit card debt? Some of your options." ... require a debt consolidation loan to be secured by real estate. Unsecured debt consolidation loans tend ... on your other loans. The logic is that debt consolidation reduces your combined repayments ...

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Home Loans

... cash or pay the loan off faster. A debt consolidation loan can be an ... that for your situation, a debt consolidation loan is ideal, or it may ...

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Home Loans

... cash or pay the loan off faster. A debt consolidation loan can be an ... that for your situation, a debt consolidation loan is ideal, or it may ...

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What can you do if your mortgage gets behind?

... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... ... and speak with them about reducing your payments. Some may even ... options like debt consolidation, but do so very carefully. A debt consolidation loan might free ...

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Personal Loan Repayment Calculator

... a car loan, debt consolidation loan, equipment loan or other type of personal loan? Use this ... : Choose the loan purpose (car, personal, debt consolidation or equipment finance)Loan amount (how ...

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Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... into the loan on a weekly basis, thus reducing the loan balance and ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Lessons from Greece

Unmanageable debt can creep up on anyone. ... ... their commitments. When you can't reduce your expenses any further, the ... an individual seeking a bad debt consolidation loan—the loan may provide some immediate ...

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Making sense of mortgage jargon (part 1)

... is here to demystify home loan terminology and explain what the ... ... Doc describes a Low Documentation Loan, which is designed mainly for ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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10 tips to get financially fit

Are your finances feeling a bit flabby? Are you ready for a financially fitter you? Financial health is a lot like physical health - neither can be achieved without discipline ... , if your goal is to reduce your spending, start by taking ... known as “good” debt. Whereas “bad” debt describes loans for things that lose ...

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What to do if your car payments are falling behind

Are you behind in your car loan payments? Are you afraid of having your car repossessed? Let's look at your options. ... propose: Reduced payments that increase the length of your loan A break ... new loan when your aim should be to eradicate your debt.) The ...

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Caught in a cash crisis? The problem with payday loans.

... week from people experiencing a debt hangover from Christmas and New ... crisis? The problem with payday loans." ... consumers are familiar with loan products (home loans, car loans etc.) that advertise ... way out of debt without taking on new loans or further damaging ...

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Home loan rate cuts: how to budget the savings

... and circumstances. … Continue reading "Home loan rate cuts: how to budget ... ... Do you have any high-interest debt? This is great opportunity to ... from your mortgage balance, hence reducing the amount of mortgage interest ...

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How big is your slice of the household debt pie?

... is to measure average household debt as a percentage of average ... ... heavily on household debt. Credit card debt and personal loans are other significant ... and trying to reduce debt. Would you like to reduce your slice of ...

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Dangers of going guarantor

... off a $150,000 bank loan which they guaranteed … Continue reading ... ... capacity to repay the debt? How will the loan money be used ... a person's finances, especially when debt is involved. The couple in ...

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Manage good debt, minimise bad debt

Good vs. bad debt Living a life which is ... , clothes … Continue reading "Manage good debt, minimise bad ... ... between good debt and bad debt. Good debt is usually associated with loans for ... from it. Bad debt is usually associated with loans for things that ...

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Understanding insolvency (bankruptcy and Part IX debt agreements)

... with increasing amounts of unsecured debt. Personal loans, credit cards and mobile ... , and bankruptcy or a formal debt agreement seem like ... with increasing amounts of unsecured debt. Personal loans, credit cards and mobile ... a petitioner to offer a reduced settlement amount to his or ...

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The best of times, the worst of times

In all my years of experience helping people get on top of their finances, I've come to understand that no two situations are ever exactly the same, which is why there ... , a personal loan, a study loan and a Centrelink debt. All of Alysa's ... interest charges and reducing the duration of her home loan. She has ...

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The Hidden Costs of Buying a Home — Revealed!

When it comes to buying a house, the deposit is just the beginning. Legal fees, stamp duty, bank and insurance charges, not to mention moving costs, can all add up to ... Lender's Mortgage Insurance (LMI) to reduce their risk. Canstar explains, “Lender's ... regularly. Pay off any existing debts Given that interest earnings on ...

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Happy New Year! Time to set your goals for 2014.

Happy New Year! As the current year draws to a close, it's time to start focusing on your goals for 2014. What do you want to achieve with your finances next year? It ... , specify exactly which debts you're going to reduce next year and by ... ? A holiday? Pay down other loans? Top up your super? If ...

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First home buyers get into further debt

... five have racked up extra debt on top of their mortgage ... home buyers get into further debt" ... line of credit (a revolving loan secured against your property) or ... your goals while minimising your debt exposure. We're always here to ...

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