help with mortgage repayments - 19 matching results

Home Loan Repayment Calculator

... motivation to pay down your mortgage faster than seeing the thousands ... To use the Home Loan Repayment Calculator, enter the following information. ...

read more

Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... property investing because interest-only loan repayments (when compared with combined principal ... , debt consolidation and loans for mortgage or business with flexible terms ...

read more

Struggling with credit card debt? Some of your options.

Are you struggling with credit card debt? Are you thinking about a debt consolidation loan or a credit card balance transfer? Both options come with pros and cons. Let ... the interest rate on your mortgage is very likely lower than ... debt consolidation reduces your combined repayments to free up cash flow. ...

read more

First home buyers get into further debt

... debt on top of their mortgage in the last two years ... ... more than the minimum repayment required on your mortgage. Consistently paying even ... small amounts above and beyond your minimum repayment ...

read more

RBA interest rate cut: what does it mean for you?

Yesterday, the Reserve Bank of Australia (RBA) cut the official interest rate by 0.25% to 3.0%. What does that mean for you and what will interest rates look like in ... people are spending less on mortgage repayments and have more disposable income ... of their income to their mortgage repayments. When people have less disposable ...

read more

The Hidden Costs of Buying a Home — Revealed!

When it comes to buying a house, the deposit is just the beginning. Legal fees, stamp duty, bank and insurance charges, not to mention moving costs, can all add up to ... their risk. Canstar explains, “Lender's Mortgage Insurance is a condition of ... to make your home loan repayments.” To avoid having LMI added ...

read more

Caught in a cash crisis? The problem with payday loans.

January is one of the busiest times of the year at MyBudget. We'll receive hundreds of phone calls a week from people experiencing a debt hangover from Christmas and ... their name because the loan repayments are debited from the borrower's ... not like shopping for a mortgage or a car loan. The ...

read more

Making sense of mortgage jargon (part 1)

... ? Nope. Both are examples of mortgage jargon used by banks and ... ... Mortgage Insurance) protects the bank if the borrower lets their loan repayments ... , debt consolidation and loans for mortgage or business with flexible terms ...

read more

What’s in your credit report? (infographic)

Your credit report stores information about your debts and repayments - information that creditors use to measure your creditworthiness. Let's take a closer look ... information about your debts and repayments – information that creditors use to ... March 2014, creditors may report repayment history information. Payments more than ...

read more

Banks relax lending rules for renters who want to buy

In December 2010, BankSA announced that it would follow St George's lead in allowing potential borrowers to use their history of rental payments as evidence of their ... and conveyancing fees, bank fees, mortgage insurance (if applicable), moving costs ... to work out your potential repayments and begin talking to one ...

read more

How and why to check your credit report

... to collect information about your repayment history on consumer credit payments. ... ... to collect information about your repayment history on consumer credit payments. ... and defaults, and your monthly repayment history. What if there's a ...

read more

Important changes to credit reporting: advisory bulletin

... to collect information about your repayment history on consumer credit payments. ... ... December 2012. What is Repayment History Information? Repayment history information includes: The ... cards, store cards, charge cards, mortgages personal loans, and similar products. ...

read more

5 expenses to review once a year

The end of the financial year is a good time to review your household's biggest expenses. Do it once a year and you could save hundreds of dollars. ... money. If you have a mortgage, talk to a broker or ... to factor in any early repayment penalties, application or establishment fees. ...

read more

Challenge your spending habits

The Aussie credit card bill has reached nearly $50 billion. Much of this debt has been racked up buying consumer goods that go to waste. In a 2004 study, the Australia ... to one month's repayments on an average Australian home mortgage. Total wasteful ...

read more

Mobile phone bills that bite

In the context of the ongoing Vodafone shambles, I thought it was a fitting time to talk about mobile telephone bills. We see a lot of people at MyBudget, especially ... ” bills, such as mortgage instalments and credit card repayments. They don't realise ...

read more

Credit card costs become clearer

There are approximately 20 million debit cards and 40 million credit cards or charge cards on issue in Australia. Combined, we use them to make about 10 million transactions ... implications of making only minimum repayments. Credit card statements will become ... Statements must carry a 'Minimum Repayment Warning' that shows how much ...

read more

Home loan rate cuts: how to budget the savings

... their customers. For the average mortgage holder, the saving represents around ... ... thousands of dollars off your mortgage. Many mortgages include a redraw facility ... interest costs on your mortgage. If your mortgage doesn't include a free ...

read more

Mortgage stress rising. Rent or buy?

... ) about the rising rate of mortgage stress in Australia. The dream ... are being crippled by their mortgage payments. Home ownership has become . ... are being crippled by their mortgage payments. Home ownership has become ... we have perfect conditions for mortgage stress. Lifelong renting is considered ...

read more

Mortgages going down faster but first-home buyers struggling

A new report has found that Australians are paying down their mortgages faster. A quarter of Australians own their home outright, compared with 16 percent in 2007 ... Australians are paying down their mortgages faster. A quarter of Australians ... is 2.25 percent) are making repayments more affordable. This is coupled ...

read more

New budget planning tools for you

Have you ever wondered how much money you'd save by increasing your loan payments? Or how much interest you'll pay on your credit card balance over the next year? Or ... you get started: Basic Loan Repayments Calculator: Use this calculator to ... credit card by making extra repayments regularly. Savings Plan Calculator: Use ...

read more

Drive down car costs

Over the last few years, motoring associations across the country have reported that the cost of owning a car is skyrocketing. After factoring in petrol, interest charges ... residual balance to pay. Leasing repayments are usually lower than loan ... to include registration, insurance, loan repayments (if any), petrol, servicing, tyres ...

read more

5 dangers of balance transfers

When you're drowning in credit card debt, a 0% balance transfer can feel like a lifeline. And sometimes it is. But there are also lots of people who find themselves even ... the consumer is that their repayments directly reduce the principal which ... decide to apply your monthly repayments to your balance transfer first ...

read more

Want to find out more about MyBudget?

Get in touch and book your free consultation today!

Find out more about MyBudget. Speak to us today. 

We can answer your questions and show you how easy it is to get started. 

Get started!
Call us now
1300 300 922

Want us to contact you?
We'll call when it suits you. 

Call Me