help with creditors australia - 30 matching results

How to get a default removed from your credit file

After writing a post about how to check your credit report, I got a number of questions from people including is credit repair possible? And can default listings and ... three consecutive months, but some creditors may report defaults sooner. It's ... regularly. I've seen examples where creditors agree to different payment terms ...

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Too many bills, not enough money

This article appears in issue 3 of Samara Magazine, a free online magazine for women business owners and entrepreneurs. Helping people to succeed and achieve their life ... people don't realise that other creditors (telephone companies, credit card providers ... confused about your priorities when creditors are chasing you for payment. ...

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What’s in your credit report? (infographic)

Your credit report stores information about your debts and repayments - information that creditors use to measure your creditworthiness. Let's take a closer look ... debts and repayments – information that creditors use to measure your creditworthiness. ... credit scoring system to help creditors assess creditworthiness. Credit scoring is ...

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Important changes to credit reporting: advisory bulletin

MyBudget would like to share this important update with you. Changes to privacy laws now allow credit reporting agencies to collect information about your repayment history ... personal loans, and similar products. Creditors such as utility and telecommunication ... information. But, unfortunately, notifications from creditors about changes to privacy laws ...

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Understanding insolvency (bankruptcy and Part IX debt agreements)

Personal insolvency has been rising in recent years as more people struggle with increasing amounts of unsecured debt. Personal loans, credit cards and mobile phone bills ... your salary to compensate your creditors. Bankruptcy also excludes you from ... amount to his or her creditors. As with bankruptcy, a formal ...

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Lying about money

It happens every day: Two people fall in love and make a happy couple. But couples don't always stay happy and money can be a leading cause of marriage and relationship ... be in joint names. Your creditor doesn't care that it was ...

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Lauren Clarke: leading by caring

When Tammy May reflects on MyBudget's rapid growth over the last decade, she says that staff have been one of the key ingredients. "When I launched MyBudget, I knew we ... of the account setup and creditor negotiation teams. The aim is ...

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7 Ways to Pay Off Your Credit Card Faster

Are you stressed about credit card debt? Feel like you never get ahead? You're not alone. Australia's combined credit card debt is worth around $50 billion. But this ... faster. 2. Talk with your creditors Does it feel like all ... problem — reach out to your creditors and speak with them about ...

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Debt agreement ads: investigation exposes fox in sheep's clothes

The Consumer Action Law Centre has investigated the web advertising of some Australia's most high profile debt agreement administrators and found that many of their claims ... of bankruptcy under the law. Creditors can use this to force ... that could be forgiven by creditors or the likelihood of saving ...

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What can you do if your mortgage gets behind?

Credit ratings agency, Fitch, recently reported that home loan defaults jumped up by 12.5 percent in the last three months of 2010.This is not surprising. The end of ... to become confused when other creditors are harassing you for payment. ... communication open with your other creditors—explain your situation and speak ...

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What to Expect When You Join MyBudget

What do you get when you join MyBudget? The best way to answer that question is to hear from real MyBudget clients about their experiences: ... aside savings and speak with creditors, if necessary. Most say that ...

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10 tips to get financially fit

Are your finances feeling a bit flabby? Are you ready for a financially fitter you? Financial health is a lot like physical health - neither can be achieved without discipline ... refinancing or chatting with your creditors about payment terms that are ...

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How and why to check your credit report

Earlier this year, we published an advisory bulletin about changes to credit reporting. Changes to privacy laws now allow credit reporting agencies to collect information ... , you should talk with your creditors about more affordable terms. That's ...

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10 tips to get financially fit

Are your finances feeling a bit flabby? Are you ready for a financially fitter you? Financial health is a lot like physical health-you can't achieve it without discipline ... time to chat with your creditors about adjusting your payment terms. ...

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A new (free!) magazine for entrepreneurial women

I was recently invited to become a contributing columnist to Samara Magazine, a new online magazine that's designed for women interested in business and entrepreneurship ... of payments you can afford. Creditors are more likely to be ...

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Importance of saving

Around 3.7 million Australians have no savings. They're living week-to-week with no funds to fall back on should an emergency or unexpected expense arise. It's a scary ... your income or approach your creditors about renegotiating more affordable payment ...

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MyBudget’s HQ moves to the Adelaide CBD

Adelaide Lord Mayor Michael Harbison opened MyBudget House, located at 144 North Terrace, on November 4, 2010. MyBudget's new headquarters accommodate 45 staff and provide ... I started talking to their creditors and paying their bills for ...

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Ways to increase your income

When your household or personal budget doesn't balance (there's more money going out than coming in), there are three ways to fix the problem: increase your income, decrease ... payment terms with our clients' creditors. By managing our clients' budgets ...

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Inflation will hurt those with no savings

A recent report reveals that 3.7 million Australians have no savings. We see this at MyBudget every day-in fact, the large majority of people we meet have never had any ... your income or approach your creditors about renegotiating more affordable payment ...

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MyBudget’s HQ moves to the Adelaide CBD

Adelaide Lord Mayor Michael Harbison opened MyBudget House, located at 144 North Terrace, on November 4, 2010. MyBudget's new headquarters accommodate 45 staff and provide ... I started talking to their creditors and paying their bills for ...

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Struggling with mortgage payments? Not saving?

As seen on Adelaide Channel Ten News on Monday 25 October, reported by Sarah Abo…. In recent years, Aussie household budgets have come under increasing financial ... , get in touch with your creditors (if needed) and keep your ...

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Sole parent trying to make ends meet

This is Lisa-Ann, a MyBudget client living in Western Australia with her young daughter and son. I asked Lisa-Ann if I could share her story with you because her situation ... they'd deal directly with my creditors. It was such a relief. ...

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Riding the MyBudget bus to retirement

Two of our valued clients, Bob and Judy, have given us permission to share their wonderful story with you. Bob and Judy joined MyBudget in 2007 because, in Bob's words ... potential increase in assets, Bob's creditors wouldn't agree to a debt ...

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