help break debt cycle

Struggling with credit card debt? Some of your options.

... you thinking about a debt consolidation loan or a credit card balance ... reading "Struggling with credit card debt? Some of your options." ... even the most well-intentioned people.) Debt consolidation loan If you have a mortgage ... require a debt consolidation loan to be secured by real estate. Unsecured debt consolidation loans tend ...

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Caught in a cash crisis? The problem with payday loans.

... week from people experiencing a debt hangover from Christmas and New ... crisis? The problem with payday loans." ... consumers are familiar with loan products (home loans, car loans etc.) that advertise ... news is that the debt cycle can be broken. Through budgeting, most people ...

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Home Loans

... cash or pay the loan off faster. A debt consolidation loan can be an ... that for your situation, a debt consolidation loan is ideal, or it may ...

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Home Loans

... cash or pay the loan off faster. A debt consolidation loan can be an ... that for your situation, a debt consolidation loan is ideal, or it may ...

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Personal Loan Repayment Calculator

... a car loan, debt consolidation loan, equipment loan or other type of personal loan? Use this ... : Choose the loan purpose (car, personal, debt consolidation or equipment finance)Loan amount (how ...

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What can you do if your mortgage gets behind?

... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... ... options like debt consolidation, but do so very carefully. A debt consolidation loan might free ... out of debt through budgeting and without taking on more loans. Ask ...

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Lessons from Greece

Unmanageable debt can creep up on anyone. ... ... countries alike, this may include debt renegotiation to make the payments ... an individual seeking a bad debt consolidation loan—the loan may provide some immediate ...

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Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... helpful translations. Interest-only loans are exactly that. The loan payments cover interest ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Making sense of mortgage jargon (part 1)

... is here to demystify home loan terminology and explain what the ... ... Doc describes a Low Documentation Loan, which is designed mainly for ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Understanding homelessness

Back in June, I spent a cold night sleeping on a thin piece of cardboard on the street. The weather was wintry, with a frigid breeze and light rain. I was lucky-I found ... would be very difficult to break the cycle of homelessness and to ... those who are able to break the cycle and change their lives. ...

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What to do if your car payments are falling behind

Are you behind in your car loan payments? Are you afraid of having your car repossessed? Let's look at your options. ... increase the length of your loan A break from payments for a ... new loan when your aim should be to eradicate your debt.) The ...

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What to Expect When You Join MyBudget

What do you get when you join MyBudget? The best way to answer that question is to hear from real MyBudget clients about their experiences: ... $25,000 of credit card debt in two years.” • “We've been ... want help with debt, others want to break the cycle of week-to-week living ...

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Happy New Year! Time to set your goals for 2014.

Happy New Year! As the current year draws to a close, it's time to start focusing on your goals for 2014. What do you want to achieve with your finances next year? It ... for changing unwanted behaviours or breaking negative thought patterns, but having ... be debt-free, specify exactly which debts you're going to reduce next ...

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10 tips to get financially fit

Are your finances feeling a bit flabby? Are you ready for a financially fitter you? Financial health is a lot like physical health - neither can be achieved without discipline ... known as “good” debt. Whereas “bad” debt describes loans for things that lose ... to work or want a break from work for some reason ...

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The best of times, the worst of times

In all my years of experience helping people get on top of their finances, I've come to understand that no two situations are ever exactly the same, which is why there ... fighting, especially about money. They broke up, got back together and ... , a personal loan, a study loan and a Centrelink debt. All of Alysa's ...

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Dangers of going guarantor

... off a $150,000 bank loan which they guaranteed … Continue reading ... ... capacity to repay the debt? How will the loan money be used ... a person's finances, especially when debt is involved. The couple in ...

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Manage good debt, minimise bad debt

Good vs. bad debt Living a life which is ... , clothes … Continue reading "Manage good debt, minimise bad ... ... between good debt and bad debt. Good debt is usually associated with loans for ... from it. Bad debt is usually associated with loans for things that ...

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A new (free!) magazine for entrepreneurial women

I was recently invited to become a contributing columnist to Samara Magazine, a new online magazine that's designed for women interested in business and entrepreneurship ... reputable bank or a bottom-feeding loan shark. If you're finding it ... or pay period tend to break down and don't provide enough ...

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